David Ramirez
$3,750,000$3,999,0005 bd5 ba3,673 sqft$1,021 /sqft$23,240 /mo all-in ↓

417 Lake Drive, Delray Beach FL 33444, DELRAY BEACH, FL, 33444

Active172 days on marketListed Feb 23, 2026MLS #R11166427

Reduced $249KNew constructionPrivate poolSingle Family ResidenceTOTTERDALE ADD

About this home

417 Lake Drive, Delray Beach FL 33444

Welcome to your dream home in the highly sought-after Lake Ida neighborhood! This exquisite, brand-new soft modern home is now ready for immediate occupancy. Step inside to the grand, 21-foot high foyer where the stunning floating staircase sets the tone for sophisticated living. Thoughtfully designed with five bedrooms and five full bathrooms, this home offers exceptional space and luxury finishes throughout. The heart of the home is the impressive family room, where 10-foot, floor-to-ceiling pocket sliders disappear completely out of sight, seamlessly merging the interior with the outdoor, overlooking the sparkling saltwater pool and large backyard with room for play. The massive, covered lanai features a full outdoor summer kitchen, dining area and a cozy tv/media area making it the perfect setting for entertaining and relaxing evenings in the wonderful South Florida climate. Primary suite is a lavish retreat with two separate walk-in closets and featuring a spa-like bathroom, complete with a stand-alone soaking tub, two separate luxurious vanities and a large shower with dual showerheads. This beautiful home blends style and everyday practicality, by offering a full laundry room on the main level and complimented by a second laundry space upstairs for added convenience. The beautifully designed layout offers a 1st floor office that can double as a guest room with an adjacent full bath on the main level. The upper level also features an additional gathering room loft area, leading to a large second-floor balcony overlooking the pool, as well as three more guest suites all fitted with their own private baths. This Lake Ida community epitomizes the Florida lifestyle, with exceptional amenities including a dog park, picnic areas, a playground, boat ramp and even a community theater-all just minutes from the beach, fine dining, boutique shopping and walking distance to The Pineapple Grove District and Downtown Delray's Atlantic Ave., simply known to locals as "The Ave". All just a walk, bike ride or golf cart ride away from this beautiful, brand new home! DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

3,673

Sqft

0.22 ac

Lot size

2

Garage

2026

Year built

2

Levels

$1,021

Per sqft

Private poolPool viewPets allowed

Inside

AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorRoman Tub · Vaulted Ceiling(s) · Walk-In Closet(s) · Family Room · Loft · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air · Zoned
HeatingCentral

Outside & construction

RoofTile · Concrete · Tile Roof
ConstructionConcrete Block Construction · CBS Construction
ViewPool
FacesSouth
Parking2 Or More Spaces · Parking Garage

Community & fees

Taxes (2025)$17,273/yr
PetsYes
CommunityUnderground Utilities

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Underground Utilities · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$23,240 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$20,235
PMI (est., until 20% equity)$1,406
Property tax — 2025 actual bill$1,439
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $375,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $375,000
Interest rate6.00%
Loan term

Estimated payment

$23,240/mo

Principal & interest$20,235
PMI (est., until 20% equity)$1,406
Property taxes (actual bill)$1,439
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.8M
$2.6MedgeAI estimate $2,975,065 · range $2.8M$3.1M$3.9M

vs edgeAI estimate

+26%

$/sqft vs Delray Beach actives

$1,021 vs $241

Days on market

172 vs 61 typical

Where $1,021/sqft sits among the 400 Delray Beach actives

223
77
23
24
15
38 · this home
$97–264$264–432$432–600$600–767$767–935$935+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Ida Park

Map of 417 Lake Drive, Delray Beach FL 33444 inside its neighborhood boundary

Get to know Delray Beach. See the full Delray Beach guide →

Lake Ida Park — neighborhood snapshot

Population

1,454

Median age

51

Median income

$146,336

Median home value

$982,587

Avg household

2

Households w/ children

121

For the school run

Palm Beach County School District

ElementaryPlumosa School Of The Arts★★★★
HighAtlantic High School★★★★★
MiddleCarver Middle School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

40 of 400

Delray Beach actives have cut their price

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1720% above the DELRAY BEACH 33444 median. See the full Delray Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,750,000 $249K
Feb 23, 2026Listed at $3,999,000 · 172 days on market since
2026Built · TOTTERDALE ADD

Reality check

What actually sold near 417 Lake Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

531 NW 13th Street, Delray Beach FL 33444Sold · Jun ’26

$4,312,500

531 NW 13th Street, Delray Beach FL 33444 · same community

4 bd · 4.5 ba · 3,601 sqft · $1,198/sqft · 61 DOM

521 NW 13th Street, Delray Beach FL 33444Sold · Sep ’25

$1,335,750

521 NW 13th Street, Delray Beach FL 33444 · same community

4 bd · 5 ba · 3,540 sqft · $377/sqft · 37 DOM

109 NE 9th Street, Delray Beach FL 33444Sold · May ’26

$4,200,000

109 NE 9th Street, Delray Beach FL 33444

5 bd · 4.5 ba · 3,658 sqft · $1,148/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 417 Lake Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 417 Lake Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

417 Lake Drive FAQs

What would the monthly payment be for 417 Lake Drive, Delray Beach FL 33444?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 417 Lake Drive, Delray Beach FL 33444?+

The most recent tax bill on record (2025) was $17,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 417 Lake Drive, Delray Beach FL 33444?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Delray Beach?+

At $3,750,000, this home is listed about 1289% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 417 Lake Drive, Delray Beach FL 33444?+

Plumosa School Of The Arts (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,750,000 runs 1720% above the DELRAY BEACH 33444 median — but at 3,673 sqft it's also nearly 3 times the size of the typical Delray Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

172 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Plumosa School Of The Arts, Atlantic High School, Carver Middle School, Glades Construction Academy At West Technical — Plumosa School Of The Arts rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,999,000, now $3,750,000 — a $249K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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