3101 S Ocean Boulevard # 302, Highland Beach FL 33487, HIGHLAND BEACH, FL, 33487
Active176 days on marketListed Feb 23, 2026MLS #R11166419
About this home
3101 S Ocean Boulevard # 302, Highland Beach FL 33487
This oceanfront condo in the coveted Penthouse Towers of Highland Beach offers true coastal living with breathtaking Atlantic views and direct private beach access. Located in one of South Florida's most serene and residential seaside buildings, this two-bedroom, two-bath residence captures sunrises over the ocean and brings the coastal lifestyle right into your everyday routine. The light-filled interior and spacious balcony provide an ideal setting for both quiet mornings and relaxed evenings with the sound of the ocean just steps away. Penthouse Towers is a well-established oceanfront condominium with private beach frontage and a warm, community atmosphere. Residents enjoy a beachfront pool, fitness area, clubhouse, library, and a variety of social and recreation spaces that enhance Penthouse Towers is a well-established oceanfront condominium with private beach frontage and a warm, community atmosphere. Residents enjoy a beachfront pool, fitness area, clubhouse, library, and a variety of social and recreation spaces that enhance the relaxed coastal lifestyle. Covered parking and elevator access add convenience to everyday living. Highland Beach is prized for its peaceful oceanfront setting and residential character while being conveniently positioned between Delray Beach and Boca Raton. Atlantic Avenue, the heart of downtown Delray Beach, offers lively dining, shopping, art and entertainment, while Mizner Park in Boca provides refined boutiques, cultural experiences, and excellent restaurants. With easy access to major airports and Brightline service nearby, this location blends tranquil beach living with vibrant neighborhood amenities. This residence presents a rare opportunity to own oceanfront real estate in a community that balances privacy and lifestyle with proximity to some of South Florida's most desirable downtowns. Whether enjoyed as a year-round residence or seasonal retreat, it embodies the best of Highland Beach living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
988
Sqft
1
Garage
1970
Year built
$729
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,799 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,799/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.9%
$/sqft vs Highland Beach actives
$729 vs $696
Days on market
176 vs 80 typical
Where $729/sqft sits among the 111 Highland Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Beach
Get to know Highland Beach. See the full Highland Beach guide →
HIGHLAND BEACH 33487 — neighborhood snapshot
Population
20,848
Median age
53.7
Median income
$93,816
Median home value
$573,100
Avg household
2.09
Households w/ children
1,579
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Highland Beach market
$1.3M → $1.0M
Highland Beach median sold, yr/yr
93.6%
Sale-to-list ratio (12 mo)
3 of 111
Highland Beach actives have cut their price
This home is listed 92% above the HIGHLAND BEACH 33487 median. See the full Highland Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3101 S Ocean Boulevard # 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$593,750
3101 S Ocean Boulevard # 1002, Highland Beach FL 33487 · same community
2 bd · 2 ba · 988 sqft · $601/sqft · 77 DOM
Sold · Jun ’26$315,000
3300 S Ocean Boulevard # c, Highland Beach FL 33487
1 bd · 1.5 ba · 981 sqft · $321/sqft · 219 DOM
Sold · Jun ’26$310
859 Jeffery Street # 810, Boca Raton FL 33487
1 bd · 1.5 ba · 998 sqft · $0/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3101 S Ocean Boulevard # 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3101 S Ocean Boulevard # 302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3101 S Ocean Boulevard # 302 FAQs
What would the monthly payment be for 3101 S Ocean Boulevard # 302, Highland Beach FL 33487?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,799/mo — principal and interest, the actual property-tax bill, the $1,794/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3101 S Ocean Boulevard # 302, Highland Beach FL 33487?+
The association fee works out to $1,794 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3101 S Ocean Boulevard # 302, Highland Beach FL 33487?+
The most recent tax bill on record (2025) was $8,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3101 S Ocean Boulevard # 302, Highland Beach FL 33487?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Highland Beach?+
At $720,000, this home is listed about 28% below the Highland Beach median of $997,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3101 S Ocean Boulevard # 302, Highland Beach FL 33487?+
J. C. Mitchell Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$720,000 runs 92% above the HIGHLAND BEACH 33487 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,794/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
176 days on market against a Highland Beach median of 80 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
J. C. Mitchell Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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