6371 SW 87th Terrace, Pinecrest FL 33156, PINECREST, FL, 33156
Active166 days on marketListed Feb 22, 2026MLS #R11165918
About this home
6371 SW 87th Terrace, Pinecrest FL 33156
An incredible move-in-ready home within the gated enclave of Silvercreek, this canal-front residence offers a rare combination of privacy, security and effortless single-story living. Thoughtfully renovated with 10' ceilings, the home unfolds with light-filled interiors, generous living spaces, and a seamless connection to the outdoors. Expansive impact glass openings invite natural light throughout, enhancing the home's clean lines and sophisticated finishes. The chef's kitchen serves as the centerpiece designed for both everyday living and entertaining. Located just moments from top-rated schools, parks, and the best of Pinecrest living, this residence offers a compelling opportunity to enjoy a move-in-ready home within one of the area's most desirable and discreet communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,934
Sqft
0.36 ac
Lot size
2
Garage
1989
Year built
1
Levels
$1,118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$28,659 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,659/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Pinecrest actives
$1,118 vs $990
Days on market
166 vs 84 typical
Where $1,118/sqft sits among the 112 Pinecrest actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Silver Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$5,100/mo median
Live Pinecrest rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Silvercreek
Silver Creek is a short-term-rental community. See the full guide →
Silvercreek — neighborhood snapshot
Population
311
Median age
44
Median income
$77,713
Median home value
$1,260,400
Avg household
2
Households w/ children
37%
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinecrest market
$1.2M → $2.5M
Pinecrest median sold, yr/yr
92.3%
Sale-to-list ratio (12 mo)
8 of 112
Pinecrest actives have cut their price
This home is listed 839% above the PINECREST 33156 median. See the full Pinecrest market guide →
Paper trail
This home's history
Reality check
What actually sold near 6371 SW 87th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$2,355,000
5990 SW 83rd St, South Miami FL 33143
4 bd · 3 ba · 3,904 sqft · $603/sqft · 11 DOM
Sold · Dec ’25$1,885,000
5941 SW 88th St, South Miami FL 33156
5 bd · 3.5 ba · 3,883 sqft · $485/sqft · 69 DOM
Sold · Aug ’25$3,400,000
5891 SW 84th St, South Miami FL 33143
5 bd · 5.5 ba · 3,992 sqft · $852/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6371 SW 87th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6371 SW 87th Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6371 SW 87th Terrace FAQs
What would the monthly payment be for 6371 SW 87th Terrace, Pinecrest FL 33156?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,659/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6371 SW 87th Terrace, Pinecrest FL 33156?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6371 SW 87th Terrace, Pinecrest FL 33156?+
The most recent tax bill on record (2025) was $35,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 6371 SW 87th Terrace, Pinecrest FL 33156 be rented short-term?+
Yes — this home sits inside Silver Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 6371 SW 87th Terrace, Pinecrest FL 33156?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinecrest?+
At $4,400,000, this home is listed about 12% below the Pinecrest median of $4,995,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6371 SW 87th Terrace, Pinecrest FL 33156?+
Pinecrest Elementary School (elementary), Miami Palmetto Senior High School (high), Palmetto Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,400,000 runs 839% above the PINECREST 33156 median.
02Zoned for nightly rentals
Silver Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Strong assigned schools
Pinecrest Elementary School, Miami Palmetto Senior High School, Palmetto Middle School, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Pinecrest Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,450,000, now $4,400,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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