David Ramirez
$950,0005 bd4.5 ba3,979 sqft$239 /sqft$7,154 /mo all-in ↓

5338 Liberty Lane, Westlake FL 33470, WESTLAKE, FL, 33470

Active178 days on marketListed Feb 21, 2026MLS #R11165671

WaterfrontPrivate poolSingle Family ResidenceORCHARDS OF WESTLAKE

About this home

5338 Liberty Lane, Westlake FL 33470

Many buyers cant believe this home quaifies for a $15,000 NO repayment required Grant!! Picture yourself on your covered patio, lake stretching out behind you, kids already at the park, and the whole weekend still ahead. This is The Orchards of Westlake -- and this lakefront six-bedroom is one of the best positioned homes in it. Nearly 4,000 SF of 2024 new construction. 4.5 baths. Gas kitchen with quartz countertops. Tile main floor, main-level bedroom suite, primary with lake views. 100 feet of waterfront. 2-car garage. Gated. Golf cart to Publix and Planet Fitness. No CDD fees. $22M park with pool, pickleball, basketball, and BMX two minutes from your front door. The city is still being built -- which means you're locking in today's price with tomorrow's infrastructure already permitted. Let me tell you about Westlake, because most people who haven't been here yet picture it wrong. They hear "western Palm Beach County" and they think distance. They think you're trading convenience for space -- that there's a catch buried somewhere in the price per square foot. Five years ago, that instinct would have been right. Today it's just outdated information being passed around by people who haven't driven out here recently. Westlake is Palm Beach County's newest city. Incorporated in 2016. Purpose-built from the ground up on 3,800 acres. Not a subdivision. Not a master-planned development with a single builder and a sales center that closes when the last lot sells. A city -- with its own infrastructure, its own commercial corridor going up block by block, its own governance, and a master plan that reads like someone finally sat down and thought hard about what a Florida community should actually feel like to live in. Here is the number that matters before anything else: Westlake has no CDD fees. In a county where community development district fees routinely add $2,000 to $4,000 a year to the cost of owning a home -- on top of HOA, on top of taxes, on top of insurance -- that is not a small thing. The Orchards is Minto's fifth neighborhood inside Westlake. Three hundred fifty-eight homesites, most on the water, all of them gated. Liberty Lane runs along the lake. Lot 580 sits on one hundred feet of waterfront. When you walk out the back door, the water opens up in front of you and there is nothing between you and the far bank but light. This is not a retention pond behind a berm. This is the view they put on the cover. Six bedrooms. Four and a half baths. Three thousand nine hundred ninety-seven square feet. Built in 2024 -- so everything is new. The roof, the AC, the appliances, the water heater, the plumbing, the electrical. You are not inheriting someone else's deferred maintenance. You are the first family to use this kitchen. That kitchen has quartz countertops, a gas range, wood cabinets that run to the ceiling, and enough counter space to actually cook. The main floor is tile throughout -- cool underfoot, easy to clean, the right call in Florida year-round. Upstairs, carpet in the bedrooms where you want warmth and quiet underfoot at six in the morning. Here is where this floor plan earns its price. There is a full bedroom and a full bathroom on the main floor. That is intentional architecture for the way families actually live in 2025. For the family bringing mom or dad down from New Jersey because the winters finally won -- that room is everything. Private space on the main level, no stairs, independence maintained, family kept close. Nobody has to negotiate the staircase at two in the morning. For the family without that situation yet -- it is the guest suite that actually functions. Visitors get their own floor, their own bath, and their own entry to the outdoors. They stop being house guests and start feeling like they have a place here. The primary suite is upstairs, facing the lake. Your morning starts with that water view before the day has asked anything of you. The remaining four bedrooms are real rooms -- not offices relabeled to inflate the count, not bonus rooms with no closets. Two become kids' rooms. One becomes the home office with a door that closes when the call requires it. The last one is whatever this stage of your life needs. At nearly four thousand square feet you are not negotiating square footage against your own family. Covered patio out back overlooking the lake. Room for a pool. Two-car garage. Gas cooking. This home is ready to live in the day you close. The Westlake Adventure Park is a $22 million amenity complex built by Minto and deeded to residents. Two minutes from your front door: resort-style lagoon pool with a three-story water slide and splash pad. Pickleball courts. Basketball courts. A BMX pump park. Bocce. A dog park. An outdoor concert pavilion. An adult lap pool. The Lodge -- a multipurpose event space for residents to book. The pickleball courts mean parents have somewhere to be Saturday morning while the kids are at the pool. The BMX pump park means the twelve-year-old has somewhere that is genuinely his. You can get there on a golf cart. Westlake updated its ordinance so residents drive directly from the neighborhood to the commercial corridor. Out of The Orchards and you are at Publix in five minutes without starting your car. Publix opened 2023. Planet Fitness -- 25,000 square feet -- opened 2024. Aldi is open. The Westlake Palms retail plaza broke ground January 2025. Coming next: Adrenaline World at Westlake Landings -- projected longest go-kart track in Florida, indoor trampoline park, VR, laser tag, mini golf. Already approved. Westlake is entitled for 4,500 homes and 2.2 million square feet of commercial space. In 2025, GL Homes purchased over 300 acres inside the city for more than $100 million. Phase 1 of their Silver Lake neighborhood is approved for 294 homes. When GL Homes commits $100 million to a market, that is not a speculative bet. That is a capital decision by a builder who has been in this county for four decades. The city's population has grown sevenfold since 2020. The retail is not projected -- it is open. The park is not under construction -- it is in use. The families arriving here are running the same math from different starting points. Broward buyers -- Pembroke Pines, Miramar, Coral Springs -- have equity, have outgrown their homes, and have spent eighteen months watching before deciding. Tri-state buyers from New York, New Jersey, and Connecticut already ran the coastal math: a comparable home in Delray, Boca, or Wellington is $1.2 to $1.5 million. Here they get more square footage, newer construction, and a larger lot in the same county with the same schools and the same airport. The beach is 35 to 40 minutes east. They made a version of this trade when they chose Scarsdale over the Upper West Side. The families already here are not driving to the beach every weekend -- they are at the Adventure Park. Miami-Dade buyers moving north from Kendall and Doral want gated, new, and infrastructure that exists. This is it. All of them are doing the same calculation: this square footage, on this much water, inside a city with a funded master plan and no CDD fees, does not exist at this price anywhere else in Palm Beach County. One hundred feet of lake. Six bedrooms with a main floor suite. Four and a half baths. Nearly 4,000 square feet of 2024 construction -- nothing deferred, nothing inherited. No CDD fees. Golf cart to Publix. A $22 million park two minutes away. Two major builders actively building inside the city. A commercial corridor that is open and expanding. This is the home for the family that did the research, ran the numbers, and moved when it still made sense to move. This property qualifies for $15,000 through the SmartStart Grant Program. This is not a loan — it does not get repaid. Primary residence purchase required. When stacked with Hometown Heroes ($25,000) and seller concessions, total buyer assistance can reach $48,000 or more. Contact listing agent for lender

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,979

Sqft

0.24 ac

Lot size

2

Garage

2024

Year built

2

Levels

$239

Per sqft

Private poolWaterfrontLake & Lake View viewPets allowed

Inside

FlooringCarpet
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Gas Range · Refrigerator · Washer
InteriorSplit Bedroom · Attic · Den/Library/Office · Family Room · Great Room
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofCurved/S-Tile Roof
ConstructionConcrete Block Construction · CBS Construction
ViewLake · Lake View
FacesSouth
Parking2 Or More Spaces · Detached · Parking Garage

Community & fees

HOA fee$214/mo
Taxes (2025)$15,574/yr
PetsNo, Yes
CommunityTennis · Clubhouse · Mandatory Hoa · Pool · Sidewalks · Spa/Hot Tub · Street Lights · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesSewer Connected · Water Connected · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,154 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$1,298
HOA fee — from the listing$214
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$7,154/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$1,298
HOA / condo fee$214
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $950K
$912KedgeAI estimate $1,659,294 · range $1.6M$1.7M$1.8M

vs edgeAI estimate

−42.7%

$/sqft vs Westlake actives

$239 vs $303

Days on market

178 vs 45 typical

Where $239/sqft sits among the 77 Westlake actives

13 · this home
12
15
14
12
11
$222–250$250–278$278–305$305–333$333–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Westlake

Map of 5338 Liberty Lane, Westlake FL 33470

Get to know Westlake. See the full Westlake guide →

WESTLAKE 33470 — neighborhood snapshot

Population

33,232

Median age

43.8

Median income

$116,758

Median home value

$532,200

Avg household

3.05

Households w/ children

3,730

For the school run

Palm Beach County School District

MiddleOsceola Creek Middle School★★★★★
ElementaryFrontier Elementary School★★★★
HighSeminole Ridge Community High School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Westlake market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$585K$618K

Westlake median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

10 of 77

Westlake actives have cut their price

This home is listed 31% above the WESTLAKE 33470 median. See the full Westlake market guide →

Paper trail

This home's history

Feb 21, 2026Listed at $950,000 · 178 days on market since
2024Built · ORCHARDS OF WESTLAKE

Reality check

What actually sold near 5338 Liberty Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5488 Liberty Ln, Westlake FL 33470Sold · Jun ’26

$729,000

5488 Liberty Ln, Westlake FL 33470 · same community

4 bd · 3.5 ba · 2,814 sqft · $259/sqft · 232 DOM

5314 Liberty Lane, Westlake FL 33470Sold · Mar ’26

$675,000

5314 Liberty Lane, Westlake FL 33470 · same community

3 bd · 3 ba · 2,410 sqft · $280/sqft · 21 DOM

5431 Empire Drive, FL 33470Sold · Nov ’25

$600,000

5431 Empire Drive, FL 33470 · same community

3 bd · 2.5 ba · 2,305 sqft · $260/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5338 Liberty Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5338 Liberty Lane — before you fall in love.

See it in person

Schedule a tour

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Straight answers

5338 Liberty Lane FAQs

What would the monthly payment be for 5338 Liberty Lane, Westlake FL 33470?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,154/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5338 Liberty Lane, Westlake FL 33470?+

The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5338 Liberty Lane, Westlake FL 33470?+

The most recent tax bill on record (2025) was $15,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5338 Liberty Lane, Westlake FL 33470?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Westlake?+

At $950,000, this home is listed about 21% above the Westlake median of $784,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5338 Liberty Lane, Westlake FL 33470?+

Osceola Creek Middle School (middle), Frontier Elementary School (elementary), Seminole Ridge Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$950,000 runs 31% above the WESTLAKE 33470 median — but at 3,979 sqft it's also 57% larger than the typical Westlake listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

178 days on market against a Westlake median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Osceola Creek Middle School, Frontier Elementary School, Seminole Ridge Community High School, Glades Construction Academy At West Technical — Frontier Elementary School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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