9085 S Highway A1a, Melbourne Beach FL 32951, MELBOURNE BEACH, FL, 32951
Active183 days on marketListed Feb 12, 2026MLS #R11162970
About this home
9085 S Highway A1a, Melbourne Beach FL 32951
OCEANFRONT- NO HOA- ALL OFFERS ENCOURAGED! Located in desirable south Melbourne Beach, this UPDATED 3-story single-family home, with balconies on the 2nd and 3rd floors, plus an extra room and a finished extra storage room, and 3 full baths, features an open floor plan with multiple living areas, luxury vinyl plank flooring, and an updated kitchen with an island and newer appliances. The primary suite is located on the third floor with a large bathroom, shower, and walk-in closet. An additional bedroom suite is located on the first floor, ideal for guests or flexible living. Exterior features include a large driveway and new shutters throughout. Centrally located near Vero Beach, Cocoa Beach, Viera, the Space Center, Melbourne and Orlando International Airports, Disney World, and more.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,110
Sqft
0.66 ac
Lot size
1998
Year built
3
Levels
$862
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,506 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,506/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melbourne Beach actives
$862 vs $626
Days on market
183 vs 57 typical
Where $862/sqft sits among the 17 Melbourne Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beaches
Get to know Melbourne Beach. See the full Melbourne Beach guide →
South Beaches — neighborhood snapshot
Population
4,535
Median age
60
Median income
$117,740
Median home value
$572,500
Avg household
2
Households w/ children
188
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne Beach market
$972K → $760K
Melbourne Beach median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
3 of 17
Melbourne Beach actives have cut their price
Median sold price, Melbourne Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the MELBOURNE BEACH 32951 median. See the full Melbourne Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9085 S Highway A1a — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9085 S Highway A1a — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9085 S Highway A1a FAQs
What would the monthly payment be for 9085 S Highway A1a, Melbourne Beach FL 32951?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,506/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9085 S Highway A1a, Melbourne Beach FL 32951?+
The most recent tax bill on record (2025) was $22,564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9085 S Highway A1a, Melbourne Beach FL 32951?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne Beach?+
At $2,680,000, this home is listed about 20% above the Melbourne Beach median of $2,225,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9085 S Highway A1a, Melbourne Beach FL 32951?+
Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,680,000 runs 14% above the MELBOURNE BEACH 32951 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
183 days on market against a Melbourne Beach median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,999,999, now $2,680,000 — a $320K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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