3651 Palm Drive, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404
Active186 days on marketListed Feb 11, 2026MLS #R11162952
About this home
3651 Palm Drive, Riviera Beach FL 33404
Discover the ultimate coastal lifestyle at 3651 Palm Drive in Riviera Shores, one of West Palm Beach's most sought-after boating communities. Perfectly positioned on a quiet corner lot, this beautifully maintained 3-bedroom, 3-bath home sits just steps from the New Port Cove Marina and the Freedom Boat Club, ideal for anyone who loves life on the water. Inside, the home features a spacious split floor plan, elegant hardwood flooring, granite countertops, stainless steel appliances, impact windows, and both a newer roof and AC system for peace of mind. The oversized 1-car garage offers room for your vehicle and a golf car, the favorite local ride to the marina and beach... ... The exterior is just as impressive. Enjoy a lush tropical yard dotted with mature, fruit-bearing trees. There's ample space for boat storage or a future pool, giving this property incredible upside potential. Located moments from the Intracoastal Waterway, Palm Beach Shores beaches, local dining, and shopping hotspots, this home combines relaxed waterfront living with city convenience. Whether you're an avid boater, an investor seeking opportunity, or someone dreaming of a serene yet connected coastal retreat, 3651 Palm Drive captures the best of South Florida living.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,855
Sqft
0.22 ac
Lot size
1
Garage
1969
Year built
1
Levels
$565
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,790 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,790/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Riviera Beach actives
$565 vs $295
Days on market
186 vs 65 typical
Where $565/sqft sits among the 182 Riviera Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Riviera Beach
Get to know Riviera Beach. See the full Riviera Beach guide →
Downtown Riviera Beach — neighborhood snapshot
Population
1,535
Median age
55
Median income
$55,853
Median home value
$320,656
Avg household
2
Households w/ children
83%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riviera Beach market
$635K → $380K
Riviera Beach median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
11 of 182
Riviera Beach actives have cut their price
Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 323% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3651 Palm Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$320,000
4612 CHATEAU ROAD · same community
3 bd · 2 ba · 1,326 sqft · $241/sqft · 57 DOM
Sold · Aug ’25$279,900
4618 CHATEAU ROAD · same community
3 bd · 2 ba · 1,326 sqft · $211/sqft · 6 DOM
Sold · Jun ’26$615,000
2640 Lake Shore Drive # 908, Riviera Beach FL 33404
2 bd · 3 ba · 1,878 sqft · $327/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3651 Palm Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3651 Palm Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3651 Palm Drive FAQs
What would the monthly payment be for 3651 Palm Drive, Riviera Beach FL 33404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,790/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3651 Palm Drive, Riviera Beach FL 33404?+
The most recent tax bill on record (2025) was $6,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3651 Palm Drive, Riviera Beach FL 33404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riviera Beach?+
At $1,049,000, this home is listed about 148% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3651 Palm Drive, Riviera Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), Palm Beach Gardens High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,049,000 runs 323% above the RIVIERA BEACH 33404 median — but at 1,855 sqft it's also 27% larger than the typical Riviera Beach listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
186 days on market against a Riviera Beach median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,100,000, now $1,049,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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