4800 SE Federal Highway # 93, Stuart FL 34997, STUART, FL, 34997
Active189 days on marketListed Feb 5, 2026MLS #R11161543
About this home
4800 SE Federal Highway # 93, Stuart FL 34997
Discover Florida living in this well‑kept home located in the welcoming 55+ community of Natalie Estates in Stuart. The kitchen features ample cabinetry and counter space, flowing easily into the dining and living areas. The primary bedroom includes a spacious closet and private en‑suite bath, while the additional bedroom works perfectly for guests, hobbies, or a home office. Plenty of storage, new AC and a large Florida room to enjoy peaceful mornings and breezy evenings - your own quiet retreat. Residents of Natalie Estates appreciate the friendly atmosphere and convenient location close to shopping, dining, medical facilities, and Stuart's beautiful beaches. With easy access to US‑1, you're just minutes from everything the Treasure Coast has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
943
Sqft
1980
Year built
1
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,331 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,331/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$158 vs $266
Days on market
189 vs 66 typical
Where $158/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Natalie Estates Mobile Home Park
Get to know Stuart. See the full Stuart guide →
Natalie Estates Mobile Home Park — neighborhood snapshot
Population
1,275
Median age
49
Median income
$70,121
Median home value
$175,400
Avg household
2
Households w/ children
161
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 4800 SE Federal Highway # 93
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$215,000
3550 SE Cobia Way # 3550, Stuart FL 34997
3 bd · 2 ba · 944 sqft · $228/sqft · 66 DOM
Sold · Jan ’26$135,000
5374 SE Celestial Cir, Stuart FL 34997
2 bd · 1.5 ba · 960 sqft · $141/sqft · 109 DOM
Sold · Apr ’26$360,000
4543 SE Dryfus Ave, Stuart FL 34997
2 bd · 2 ba · 1,116 sqft · $323/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4800 SE Federal Highway # 93 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4800 SE Federal Highway # 93 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4800 SE Federal Highway # 93 FAQs
What would the monthly payment be for 4800 SE Federal Highway # 93, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,331/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4800 SE Federal Highway # 93, Stuart FL 34997?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4800 SE Federal Highway # 93, Stuart FL 34997?+
The most recent tax bill on record (2025) was $90. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4800 SE Federal Highway # 93, Stuart FL 34997?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $149,000, this home is listed about 66% below the Stuart median of $431,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4800 SE Federal Highway # 93, Stuart FL 34997?+
Pinewood Elementary School (elementary), Dr. David L. Anderson Middle School (middle), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the STUART 34997 market on paper
$149,000 is 62% below the STUART 34997 median of $389,000, and at $158/sqft it sits under the Stuart average of $347.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
189 days on market against a Stuart median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $169,000, now $149,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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