1035 S Federal Highway # 402, Delray Beach FL 33483, DELRAY BEACH, FL, 33483
Active192 days on marketListed Feb 4, 2026MLS #R11160661
About this home
1035 S Federal Highway # 402, Delray Beach FL 33483
Exquisite 4th-floor, 2-story condo offering 2,145 sq. ft. of refined waterfront living with soaring windows capturing sweeping intracoastal and marina views. Stylishly remodeled throughout, the open kitchen features custom cabinetry and high-end appliances, flowing seamlessly into the living and dining areas with a thoughtfully designed wet bar and wine refrigeration, ideal for entertaining. A generously sized balcony provides an inviting setting to relax and enjoy the water views. Upstairs features two well-appointed bedrooms, balcony, and beautifully renovated, spa-inspired bathrooms finished with premium materials and sophisticated design. Every detail reflects a curated palette of natural wood, metal, glass, and stone, blending function, art, and modern technology. Smart-home integration and eco-conscious, energy-efficient features enhance comfort and convenience. Delray Harbor Club residents have priority access to the deep-water marina boat slips, and features a pool, cabana, outdoor grills, gazebo, garage parking, additional resident and guest parking, lawn areas for pets and a gated setting with security. The building has completed an extensive series of upgrades, including concrete restoration and features impact windows throughout. The marina offers electric and water hookups, as well as a on-site fueling station. Enjoy being steps from shops and dining, and minutes to Delray Beach, Atlantic Avenue, and pristine beaches.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,145
Sqft
0 ac
Lot size
1
Garage
1982
Year built
$583
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,692/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
$/sqft vs Delray Beach actives
$583 vs $241
Days on market
192 vs 61 typical
Where $583/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Delray Harbor Club
Get to know Delray Beach. See the full Delray Beach guide →
Delray Harbor Club — neighborhood snapshot
Population
922
Median age
64
Median income
$93,877
Median home value
$541,700
Avg household
2
Households w/ children
35%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the DELRAY BEACH 33483 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1035 S Federal Highway # 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,115,000
2000 S Ocean Boulevard # 605, Delray Beach FL 33483
3 bd · 2.5 ba · 2,138 sqft · $522/sqft · 130 DOM
Sold · Aug ’25$1,900,000
2150 S Ocean Blvd # 1C, Delray Beach FL 33483
3 bd · 4 ba · 2,118 sqft · $897/sqft · 40 DOM
Sold · Jun ’26$775,000
1037 W Heritage Club Circle, Delray Beach FL 33483
3 bd · 3.5 ba · 2,097 sqft · $370/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1035 S Federal Highway # 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1035 S Federal Highway # 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1035 S Federal Highway # 402 FAQs
What would the monthly payment be for 1035 S Federal Highway # 402, Delray Beach FL 33483?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,692/mo — principal and interest, the actual property-tax bill, the $1,654/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1035 S Federal Highway # 402, Delray Beach FL 33483?+
The association fee works out to $1,654 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1035 S Federal Highway # 402, Delray Beach FL 33483?+
The most recent tax bill on record (2025) was $7,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1035 S Federal Highway # 402, Delray Beach FL 33483?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $1,249,999, this home is listed about 363% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1035 S Federal Highway # 402, Delray Beach FL 33483?+
Pine Grove Elementary School (elementary), Boca Raton Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,249,999 runs 66% above the DELRAY BEACH 33483 median — but at 2,145 sqft it's also nearly twice the size of the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,654/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
192 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Pine Grove Elementary School, Boca Raton Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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