David Ramirez
$795,000$879,0003 bd3.5 ba2,229 sqft$357 /sqft$6,147 /mo all-in ↓

1002 E Heritage Club Circle, Delray Beach FL 33483, DELRAY BEACH, FL, 33483

Active193 days on marketListed Feb 3, 2026MLS #R11160233

Reduced $84KPrivate poolTownhouseHERITAGE CLUB

About this home

1002 E Heritage Club Circle, Delray Beach FL 33483

Stunning corner-unit townhome in a sought-after Delray Beach location, designed to capture abundant natural light from three exposures. This spacious split-bedroom layout offers three bedrooms, including a first-floor bedroom with a full bath and two additional bedrooms on the third level, each with its own full bath. The main living area features rich hardwood flooring, an open-concept design, and a well-appointed kitchen with wood cabinetry, granite countertops, stainless steel appliances, and custom window treatments throughout. Two oversized wraparound patios on the second and third floors provide exceptional outdoor living space. Additional highlights include a full-size washer and dryer in a dedicated laundry room and an attached two-car garage. The primary suite boasts a walk-in closet and a spa-inspired bath with dual sinks, a separate soaking tub, and a glass-enclosed shower. Complete impact windows and doors. Recent updates include; freshly painted interior and NEW refrigerator. Located in The Heritage Club, this townhome is just one mile from vibrant downtown Delray Beach and offers community amenities including a pool, park, and basketball court. Conveniently close to I-95, Whole Foods, Trader Joe's, Fresh Market, and Target. New roof assessments paid by seller.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,229

Sqft

0.04 ac

Lot size

2

Garage

2005

Year built

3

Levels

$357

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Wood
AppliancesElectric Water Heater · Dishwasher · Dryer · Microwave · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorPantry · Roman Tub · Split Bedroom · Walk-In Closet(s) · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Dryer Hook-Up · Washer Hookup
CoolingCeiling Fan(s) · Central Air
HeatingCentral · Electric

Outside & construction

RoofMetal · Metal Roof
ConstructionConcrete Block Construction
FacesNorth
Parking2 Or More Spaces · Guest · Parking Garage
ExteriorBalcony

Community & fees

HOA fee$679/mo
Taxes (2025)$8,643/yr
PetsYes
CommunityBuyer Approval Required · Mandatory Hoa · Paved Road · Pool · Sidewalks · Street Lights

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,147 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$720
HOA fee — from the listing$679
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$6,147/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$720
HOA / condo fee$679
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$763KedgeAI estimate $1,121,517 · range $972K$1.5M$1.6M

vs edgeAI estimate

−29.1%

$/sqft vs Delray Beach actives

$357 vs $241

Days on market

193 vs 61 typical

Where $357/sqft sits among the 400 Delray Beach actives

223
77 · this home
23
24
15
38
$97–264$264–431$431–598$598–765$765–933$933+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Club

Map of 1002 E Heritage Club Circle, Delray Beach FL 33483 inside its neighborhood boundary

Get to know Delray Beach. See the full Delray Beach guide →

Heritage Club — neighborhood snapshot

Population

698

Median age

44

Median income

$65,625

Median home value

$486,700

Avg household

3

Households w/ children

65%

For the school run

Palm Beach County School District

ElementaryPine Grove Elementary School★★★★★
HighBoca Raton Community High School★★★★
MiddleBoca Raton Community Middle School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

39 of 400

Delray Beach actives have cut their price

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the DELRAY BEACH 33483 median. See the full Delray Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $795,000 $84K
Feb 3, 2026Listed at $879,000 · 193 days on market since
2005Built · HERITAGE CLUB

Reality check

What actually sold near 1002 E Heritage Club Circle

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1037 W Heritage Club Circle, Delray Beach FL 33483Sold · Jun ’26

$775,000

1037 W Heritage Club Circle, Delray Beach FL 33483 · same community

3 bd · 3.5 ba · 2,097 sqft · $370/sqft · 122 DOM

1036 W Heritage Club Circle, Delray Beach FL 33483Sold · Oct ’25

$899,999

1036 W Heritage Club Circle, Delray Beach FL 33483 · same community

3 bd · 2.5 ba · 1,938 sqft · $464/sqft · 3 DOM

1028 E Heritage Club Circle, Delray Beach FL 33483Sold · Nov ’25

$962,500

1028 E Heritage Club Circle, Delray Beach FL 33483 · same community

4 bd · 3.5 ba · 2,594 sqft · $371/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1002 E Heritage Club Circle — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1002 E Heritage Club Circle — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1002 E Heritage Club Circle FAQs

What would the monthly payment be for 1002 E Heritage Club Circle, Delray Beach FL 33483?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,147/mo — principal and interest, the actual property-tax bill, the $679/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1002 E Heritage Club Circle, Delray Beach FL 33483?+

The association fee works out to $679 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1002 E Heritage Club Circle, Delray Beach FL 33483?+

The most recent tax bill on record (2025) was $8,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1002 E Heritage Club Circle, Delray Beach FL 33483?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Delray Beach?+

At $795,000, this home is listed about 194% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1002 E Heritage Club Circle, Delray Beach FL 33483?+

Pine Grove Elementary School (elementary), Boca Raton Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Know the monthly fee

The association fee is $679/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

193 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Pine Grove Elementary School, Boca Raton Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $879,000, now $795,000 — a $84K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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