103 Starfish Lane, Tavernier FL 33070, TAVERNIER, FL, 33070
Active193 days on marketListed Feb 2, 2026MLS #R11159873
About this home
103 Starfish Lane, Tavernier FL 33070
Awesome view of the Bay from the Chickee Hut Dock to Full Roof Top Patio. 2 story Large Master Bedroom with Steam Shower. Concrete L shaped dock with 15,000 lb lift. There is also a cocktail pool to enjoy after a day out on the water. Ready for your families dream vacation in the Florida Keys. Fantastic Neighbors and Neighborhood. Great water access!! King bed in main bedroom queen beds in the other 3 bedrooms. This house has all you need for a dream vacation. Just bring your boat, jet ski and paddleboards. This home is just minutes from the best diving and fishing in the world. Easy access to the Atlantic Ocean through Tavenier Creek
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,581
Sqft
2002
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavernier actives
$3 vs $867
Days on market
193 vs 64 typical
Where $3/sqft sits among the 25 Tavernier actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavernier
Get to know Tavernier. See the full Tavernier guide →
TAVERNIER 33070 — neighborhood snapshot
Population
5,614
Median age
53
Median income
$77,228
Median home value
$695,000
Avg household
2.25
Households w/ children
467
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavernier market
$620K → $540K
Tavernier median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 25
Tavernier actives have cut their price
Median sold price, Tavernier, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAVERNIER 33070 median. See the full Tavernier market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 Starfish Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$2,325,000
207 Camelot Dr, Tavernier FL 33070
3 bd · 2.5 ba · 2,638 sqft · $881/sqft · 55 DOM
Sold · May ’26$760,000
Nearby listing
3 bd · 2 ba · 1,684 sqft · $451/sqft
Sold · Mar ’26$1,700,000
127 Peace Ave, Key Largo FL 33070
3 bd · 3 ba · 1,628 sqft · $1,044/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 Starfish Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 Starfish Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103 Starfish Lane FAQs
What would the monthly payment be for 103 Starfish Lane, Tavernier FL 33070?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $214/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 103 Starfish Lane, Tavernier FL 33070?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavernier?+
At $7,500, this home is listed about 99% below the Tavernier median of $925,000. The market section on this page shows how the area is trending.
Which schools are assigned to 103 Starfish Lane, Tavernier FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVERNIER 33070 market on paper
$7,500 is 99% below the TAVERNIER 33070 median of $895,000, and at $3/sqft it sits under the Tavernier average of $1,672.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
193 days on market against a Tavernier median of 64 — sellers in this position are usually ready to negotiate.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Tavernier homes, in your inbox
Like 103 Starfish Lane, Tavernier FL 33070 but not quite? A daily digest of every new listing in Tavernier — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →