David Ramirez
$255,0003 bd2 ba1,616 sqft$158 /sqft$2,987 /mo all-in ↓

9963 Seacrest Circle # 101, Boynton Beach FL 33437, BOYNTON BEACH, FL, 33437

Active192 days on marketListed Jan 29, 2026MLS #R11159062

Priced 19% below the BOYNTON BEACH 33437 medianWaterfrontPrivate poolCondominiumPALM ISLES I, II AND III C,Palm Isles

About this home

9963 Seacrest Circle # 101, Boynton Beach FL 33437

Come see this open and spacious 2 bedroom plus a den / 2 bathroom ground floor unit with a fantastic lake view in the HOPA Community of Palm Isles. As you enter, you will notice the large living / dining room combo that is perfect for entertaining. Both bedrooms are spacious and the primary bedroom has a walk-in closet and an updated bathroom vanity with a stone counter. The Florida Room is perfect for sipping your morning coffee or reading a book, while taking in that wonderful view. This unit has a covered parking spot and a storage area! Palm Isles is a gated community that features a tremendous amount of amenities and activities such as a multi-million dollar clubhouse, grand party rooms, a 600 seat performance theatre, indoor and outdoor pools, fitness, tennis courts and much more! ***Some images in this listing have been virtually staged and/or digitally altered.***

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,616

Sqft

0 ac

Lot size

1993

Year built

1

Levels

$158

Per sqft

Private poolWaterfrontLake & Lake View view55+ communityPets allowed

Inside

FlooringCarpet
InteriorWalk-In Closet(s) · Den/Library/Office · Florida Room · Storage · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCeiling Fan(s) · Central Air
HeatingOther

Outside & construction

RoofCurved/S-Tile Roof
ConstructionCBS Construction · Other
ViewLake · Lake View
FacesSouthwest
Parking1 Space · Guest

Community & fees

HOA fee$833/mo
Taxes (2025)$4,566/yr
PetsYes
CommunityTennis · Clubhouse · Exercise Room · Game Room · Management On Site · Mandatory Hoa · Pool · Sauna · Shuffle Board · Spa/Hot Tub · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesWater Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,987 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property tax — 2025 actual bill$381
Condo fee — from the listing$833
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,925
Interest rate6.00%
Loan term

Estimated payment

$2,987/mo

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property taxes (actual bill)$381
HOA / condo fee$833
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $255K
$230KedgeAI estimate $248,446 · range $240K$272K$283K

vs edgeAI estimate

+2.6%

$/sqft vs Boynton Beach actives

$158 vs $235

Days on market

192 vs 64 typical

Where $158/sqft sits among the 399 Boynton Beach actives

105 · this home
117
86
47
14
30
$119–183$183–248$248–313$313–378$378–442$442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Isles

Map of 9963 Seacrest Circle # 101, Boynton Beach FL 33437 inside its neighborhood boundary

Get to know Boynton Beach. See the full Boynton Beach guide →

Palm Isles — neighborhood snapshot

Population

1,371

Median age

74

Median income

$81,427

Median home value

$332,353

Avg household

2

Households w/ children

82%

For the school run

Palm Beach County School District

MiddleWest Boynton Middle School★★★★
ElementaryCrystal Lakes Elementary School★★★★
HighPark Vista Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boynton Beach market

Seller’s marketLeans buyer9.9 months of inventoryBuyer’s market

$555K$405K

Boynton Beach median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

40 of 399

Boynton Beach actives have cut their price

Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the BOYNTON BEACH 33437 median. See the full Boynton Beach market guide →

Paper trail

This home's history

Jan 29, 2026Listed at $255,000 · 192 days on market since
1993Built · PALM ISLES I, II AND III C,Palm Isles

Reality check

What actually sold near 9963 Seacrest Circle # 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9868 D Summerbrook Terrace, Boynton Beach FL 33437Sold · May ’26

$215,000

9868 D Summerbrook Terrace, Boynton Beach FL 33437 · same community

3 bd · 2 ba · 1,677 sqft · $128/sqft · 39 DOM

7203 Summer Tree Drive, Boynton Beach FL 33437Sold · Apr ’26

$275,000

7203 Summer Tree Drive, Boynton Beach FL 33437 · same community

2 bd · 2 ba · 1,722 sqft · $160/sqft · 6 DOM

6833 Watertown Dr, Boynton Beach FL 33437Sold · Jun ’26

$480,000

6833 Watertown Dr, Boynton Beach FL 33437

3 bd · 2 ba · 1,615 sqft · $297/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9963 Seacrest Circle # 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9963 Seacrest Circle # 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

9963 Seacrest Circle # 101 FAQs

What would the monthly payment be for 9963 Seacrest Circle # 101, Boynton Beach FL 33437?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,987/mo — principal and interest, the actual property-tax bill, the $833/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9963 Seacrest Circle # 101, Boynton Beach FL 33437?+

The association fee works out to $833 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9963 Seacrest Circle # 101, Boynton Beach FL 33437?+

The most recent tax bill on record (2025) was $4,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9963 Seacrest Circle # 101, Boynton Beach FL 33437?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boynton Beach?+

At $255,000, this home is listed about 22% below the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9963 Seacrest Circle # 101, Boynton Beach FL 33437?+

West Boynton Middle School (middle), Crystal Lakes Elementary School (elementary), Park Vista Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BOYNTON BEACH 33437 market on paper

$255,000 is 19% below the BOYNTON BEACH 33437 median of $315,000, and at $158/sqft it sits under the Boynton Beach average of $258.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $833/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

192 days on market against a Boynton Beach median of 64 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

West Boynton Middle School, Crystal Lakes Elementary School, Park Vista Community High School, Glades Construction Academy At West Technical — West Boynton Middle School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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