4134 NW 2nd Lane, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active210 days on marketListed Jan 19, 2026MLS #R11155814
About this home
4134 NW 2nd Lane, Delray Beach FL 33445
Best Value in Delray Beach - Now $549,900! 3BR/3.5BA CBS home in Windy Creek with ~2,000 sq ft and a flexible layout. Handyman special with solid bones—kitchen and baths updated, but needs paint, flooring, popcorn removal, fascia repair, and hurricane protection. Roof 2007. Features vaulted ceilings, spacious living areas, and a first-floor primary suite. Fenced backyard with room for a pool plus 2-car garage. Located on a quiet cul-de-sac with community pool, tennis, and cabana. Minutes to Atlantic Ave, beaches, I-95, and Turnpike. Priced to sell—build instant equity. Sold as-is. Easy to show
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,998
Sqft
0.15 ac
Lot size
2
Garage
1985
Year built
2
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,645 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,645/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Delray Beach actives
$275 vs $241
Days on market
210 vs 61 typical
Where $275/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Windy Creek
Get to know Delray Beach. See the full Delray Beach guide →
Windy Creek — neighborhood snapshot
Population
720
Median age
60
Median income
$85,469
Median home value
$185,900
Avg household
2
Households w/ children
34%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4134 NW 2nd Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$700,000
4104 NW 2nd Lane, Delray Beach FL 33445 · same community
3 bd · 2.5 ba · 1,998 sqft · $350/sqft · 89 DOM
Sold · Mar ’26$540,000
4101 NW 2nd Lane, Delray Beach FL 33445 · same community
3 bd · 2 ba · 1,720 sqft · $314/sqft · 89 DOM
Sold · Jun ’26$462,000
128 Delancey Avenue, Delray Beach FL 33484
3 bd · 2.5 ba · 1,911 sqft · $242/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4134 NW 2nd Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4134 NW 2nd Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4134 NW 2nd Lane FAQs
What would the monthly payment be for 4134 NW 2nd Lane, Delray Beach FL 33445?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,645/mo — principal and interest, the actual property-tax bill, the $340/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4134 NW 2nd Lane, Delray Beach FL 33445?+
The association fee works out to $340 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4134 NW 2nd Lane, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $7,980. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4134 NW 2nd Lane, Delray Beach FL 33445?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $549,900, this home is listed about 104% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4134 NW 2nd Lane, Delray Beach FL 33445?+
Carver Middle School (middle), Atlantic High School (high), Banyan Creek Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,900 runs 175% above the DELRAY BEACH 33445 median — but at 1,998 sqft it's also 70% larger than the typical Delray Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
210 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $610,000, now $549,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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