2 Seahorse Lane, Vero Beach FL 32960, VERO BEACH, FL, 32960
Active223 days on marketListed Jan 8, 2026MLS #R11152530
About this home
2 Seahorse Lane, Vero Beach FL 32960
WELCOME TO VERO ISLES -- A BOATER'S DREAM Rare deep-water northeast riverfront point lot in the heart of Vero Beach. One of Vero Isles' best lots, this exceptional property offers over 200° of wide water views with direct access to the Indian River and Intracoastal, ideal for serious boaters. Just steps from the future Three Corners Project, this prime location combines privacy, convenience, and long-term value. The solid concrete block 4BR/3BA/2-car garage pool home features a metal roof, impact windows, roll-down shutters on the second floor, and a whole-house generator for added peace of mind. A premier riverfront setting with deep water, expansive views, and endless potential. *VIRTUALLY STAGED*
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,111
Sqft
0.3 ac
Lot size
2
Garage
1993
Year built
2
Levels
$964
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,414 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,414/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.9%
$/sqft vs Vero Beach actives
$964 vs $254
Days on market
223 vs 58 typical
Where $964/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vero Beach
Get to know Vero Beach. See the full Vero Beach guide →
VERO BEACH 32960 — neighborhood snapshot
Population
24,697
Median age
42.6
Median income
$52,350
Median home value
$254,400
Avg household
2.43
Households w/ children
2,270
The numbers that matter
The Vero Beach market
$441K → $370K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
44 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1802% above the VERO BEACH 32960 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 Seahorse Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$3,125,000
Nearby listing
3 bd · 4 ba · 3,036 sqft · $1,029/sqft · 36 DOM
Sold · Mar ’26$1,745,000
25 Park Ave, Vero Beach FL 32960
4 bd · 4 ba · 3,297 sqft · $529/sqft · 191 DOM
Sold · Apr ’26$1,830,000
4120 INDIAN RIVER DRIVE E
4 bd · 3 ba · 3,364 sqft · $544/sqft · 206 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2 Seahorse Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 Seahorse Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2 Seahorse Lane FAQs
What would the monthly payment be for 2 Seahorse Lane, Vero Beach FL 32960?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2 Seahorse Lane, Vero Beach FL 32960?+
The most recent tax bill on record (2025) was $11,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2 Seahorse Lane, Vero Beach FL 32960?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $2,999,900, this home is listed about 567% above the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$2,999,900 runs 1802% above the VERO BEACH 32960 median — but at 3,111 sqft it's also 68% larger than the typical Vero Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
223 days on market against a Vero Beach median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $4,299,000, now $2,999,900 — a $1.3M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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