601 Monaco M # M, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active212 days on marketListed Jan 7, 2026MLS #R11152193
About this home
601 Monaco M # M, Delray Beach FL 33446
EASY ACCESS MAKE YOUR APPOINTMENT TODAY ON SHOWING TIME..... GO AND SHOW READY! Discover the heartbeat of Delray Beach in this vibrant condo nestled within a thriving, well-established community, where every day pulses with activity and possibility. Condo is located steps away from the community bus transportation which makes it very convenient to visit and enjoy all the amenities 😊 Seller is VERY MOTIVATED!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
880
Sqft
1974
Year built
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,841 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,841/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Delray Beach actives
$134 vs $250
Days on market
212 vs 61 typical
Where $134/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kings Point In Delray Beach
Get to know Delray Beach. See the full Delray Beach guide →
Kings Point In Delray Beach — neighborhood snapshot
Population
7,892
Median age
75
Median income
$37,192
Median home value
$108,881
Avg household
1
Households w/ children
15%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
39 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 601 Monaco M # M
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$73,000
233 Saxony E # 233, Delray Beach FL 33446
2 bd · 2 ba · 880 sqft · $83/sqft · 301 DOM
Sold · Jun ’26$57,500
652 N Flanders N # 652, Delray Beach FL 33484
2 bd · 2 ba · 880 sqft · $65/sqft · 29 DOM
Sold · May ’26$115,000
644 N Flanders N # 644, Delray Beach FL 33484
2 bd · 2 ba · 880 sqft · $131/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 601 Monaco M # M — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 601 Monaco M # M — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
601 Monaco M # M FAQs
What would the monthly payment be for 601 Monaco M # M, Delray Beach FL 33446?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,841/mo — principal and interest, the actual property-tax bill, the $820/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 601 Monaco M # M, Delray Beach FL 33446?+
The association fee works out to $820 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 601 Monaco M # M, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $1,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 601 Monaco M # M, Delray Beach FL 33446?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $118,000, this home is listed about 56% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 601 Monaco M # M, Delray Beach FL 33446?+
Orchard View Elementary School (elementary), Carver Middle School (middle), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DELRAY BEACH 33446 market on paper
$118,000 is 15% below the DELRAY BEACH 33446 median of $139,000, and at $134/sqft it sits under the Delray Beach average of $379.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $820/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
212 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orchard View Elementary School, Carver Middle School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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