
1924 NW Shore Terrace, Stuart FL 34994, STUART, FL, 34994
Active214 days on marketListed Jan 6, 2026MLS #R11151847
About this home
1924 NW Shore Terrace, Stuart FL 34994
Spanning more than 200 feet of protected shoreline, this rare double riverfront estate offers an exceptional balance of privacy, scale, and uninterrupted St. Lucie River views. With unobstructed water vistas stretching endlessly across the horizon, the residence offers a daily spectacle of panoramic sunsets—an ever-changing canvas of color, light, and reflection. Spanning approximately 7,500 square feet, the home is a masterful expression of modern architecture thoughtfully integrated into its natural surroundings. Expansive walls of glass dissolve the boundary between indoors and out, framing the river from nearly every room and allowing light, sky, and water to become defining elements of the living experience. The result is a residence that feels both architecturally bold and deeply serene. Designed for refined yet effortless living, the home features five spacious bedroom suites and five-and-a-half baths, complemented by two private offices, each positioned to capture tranquil views of the pool or river. A dedicated guest suite offers an added layer of privacy and comfort, creating a welcoming retreat for visiting guests. For boating enthusiasts, a 360-foot private dock extends gracefully into the river, offering immediate access to the St. Lucie Inlet and the Atlantic Ocean beyond placing world-class yachting, fishing, and cruising just moments from your doorstep. The outdoor living environment is nothing short of extraordinary. Lush, exotic landscaping, centuries-old oak trees, and a series of thoughtfully designed water features create a setting of rare tranquility. A koi-filled courtyard pond and layered backyard pond enhance the sense of calm, while multiple intimate courtyards invite quiet reflection or elegant entertaining. Every element has been curated to foster a seamless connection to nature while maintaining an unmistakable sense of sophistication. This is more than a riverfront residence it is a private sanctuary, where modern design, natural beauty, and understated luxury converge in one of South Florida's most compelling waterfront settings.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
7,591
Sqft
1.32 ac
Lot size
2
Garage
2005
Year built
2
Levels
$777
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$36,682 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$36,682/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$777 vs $265
Days on market
214 vs 66 typical
Where $777/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34994 — neighborhood snapshot
Population
18,318
Median age
50.8
Median income
$62,895
Median home value
$248,900
Avg household
2.12
Households w/ children
1,436
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3177% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 1924 NW Shore Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$5,500,000
1890 NW River Trl, Stuart FL 34994 · same community
5 bd · 4.5 ba · 5,894 sqft · $933/sqft · 102 DOM
Sold · Jul ’26$2,400,000
2236 NW Fork Road, Stuart FL 34994 · same community
4 bd · 4.5 ba · 3,557 sqft · $675/sqft · 2 DOM
Sold · Mar ’26$2,275,000
1064 NW Spruce Ridge Drive, Stuart FL 34994 · same community
4 bd · 4.5 ba · 3,096 sqft · $735/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1924 NW Shore Terrace — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1924 NW Shore Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1924 NW Shore Terrace FAQs
What would the monthly payment be for 1924 NW Shore Terrace, Stuart FL 34994?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $36,682/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1924 NW Shore Terrace, Stuart FL 34994?+
The most recent tax bill on record (2025) was $30,026. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1924 NW Shore Terrace, Stuart FL 34994?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $5,895,000, this home is listed about 1274% above the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1924 NW Shore Terrace, Stuart FL 34994?+
J. D. Parker School Of Technology (elementary), Dr. David L. Anderson Middle School (middle), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$5,895,000 runs 3177% above the STUART 34994 median — but at 7,591 sqft it's also nearly 5 times the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
214 days on market against a Stuart median of 66 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
J. D. Parker School Of Technology, Dr. David L. Anderson Middle School, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,495,000, now $5,895,000 — a $600K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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