1205 Sandy Lane # 246, Singer Island FL 33404, SINGER ISLAND, FL, 33404
Active249 days on marketListed Dec 11, 2025MLS #R11147095
About this home
1205 Sandy Lane # 246, Singer Island FL 33404
Welcome to Sugar Sands—Singer Island's beloved 55+ waterfront community! This 2-bedroom, 2-bath unit offers incredible potential for anyone looking to create their own coastal retreat. Situated on the second floor, this residence features a peaceful canal water view from the private balcony, the perfect place to relax. Perfect beach getaway. With generous room sizes and a functional layout, you can reimagine the space to suit your personal style. Just two blocks from Singer Island's pristine beaches. The community features docks for rent or purchase (when available) Residents also enjoy resort-style amenities including an Olympic-size swimming pool, tennis courts, clubhouse, and multiple BBQ and picnic areas.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,196
Sqft
1977
Year built
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.8%
$/sqft vs Singer Island actives
$250 vs $597
Days on market
249 vs 104 typical
Where $250/sqft sits among the 126 Singer Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Singer Island. See the full Singer Island guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Singer Island market
$1.0M → $1.2M
Singer Island median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
6 of 126
Singer Island actives have cut their price
This home is listed 21% above the SINGER ISLAND 33404 median. See the full Singer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 1205 Sandy Lane # 246
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$295,000
1251 SE Sugar Sands Boulevard # 121, Riviera Beach FL 33404
2 bd · 2 ba · 1,196 sqft · $247/sqft · 66 DOM
Sold · Jun ’26$300,000
1251 Sugar Sands Boulevard # 221, Riviera Beach FL 33404
2 bd · 2 ba · 1,196 sqft · $251/sqft · 607 DOM
Sold · Jun ’26$755,000
1281 Morse Boulevard, Singer Island FL 33404
2 bd · 2 ba · 1,194 sqft · $632/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1205 Sandy Lane # 246 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1205 Sandy Lane # 246 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1205 Sandy Lane # 246 FAQs
What would the monthly payment be for 1205 Sandy Lane # 246, Singer Island FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,389/mo — principal and interest, the actual property-tax bill, the $1,030/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1205 Sandy Lane # 246, Singer Island FL 33404?+
The association fee works out to $1,030 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1205 Sandy Lane # 246, Singer Island FL 33404?+
The most recent tax bill on record (2025) was $3,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1205 Sandy Lane # 246, Singer Island FL 33404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Singer Island?+
At $299,000, this home is listed about 62% below the Singer Island median of $795,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1205 Sandy Lane # 246, Singer Island FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$299,000 runs 21% above the SINGER ISLAND 33404 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,030/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
249 days on market against a Singer Island median of 104 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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