David Ramirez
$8,895,000$9,850,0004 bd5.5 ba5,379 sqft$1,654 /sqft$57,023 /mo all-in ↓

2085 Vitex Lane, North Palm Beach FL 33408, NORTH PALM BEACH, FL, 33408

Active254 days on marketListed Dec 8, 2025MLS #R11146314

Reduced $955KWaterfrontPrivate poolSingle Family ResidenceNone,North Palm Beach | u

About this home

2085 Vitex Lane, North Palm Beach FL 33408

Newly built Intracoastal estate positioned on over half an acre along the direct Intracoastal. This privately gated modern estate embodies uncompromising craftsmanship and refined contemporary living. Completed with a structural integrity seldom seen in residential construction, the home and pool are supported by 106 helical piles, establishing a foundation built for permanence and peace of mind. Thoughtfully designed to merge the architecture with its waterfront surroundings, the residence showcases clean lines, expansive glass, and seamless indoor-outdoor living. A spacious motor court and gated entry offer complete privacy upon arrival, framed by illuminated, meticulously designed landscaping, turf grounds, and custom hardscape inlays. Inside, the home reveals 12-foot ceilings with with elegant light coves, rich decorative accents, and 10-foot impact-rated windows and sliders that capture serene water vistas. A sculptural floating staircase with open risers serves as a central architectural statement, while 10-foot solid-core doors enhance the sense of scale and luxury throughout the first floor. The gourmet kitchen features Sub-Zero and Wolf appliances and wide-plank oak flooring that continues throughout the residence. Smart-home living is fully realized through a complete Control4 system offering wireless control of lighting, climate, security, and more. Outdoor living is resort-inspired, highlighted by a saltwater pool and a 360-degree spillover spa set against the tranquil backdrop of a no-wake zone. With no fixed bridges, boating access remains effortless and unobstructed. Additional features include an elegant mitered hip and ridge tile roof, extensive soffit and landscape lighting, ample parking, and efficient gas tankless water heaters. A true expression of modern coastal luxury, this exceptional estate delivers a lifestyle defined by quality, tranquility, and architectural excellence, an extraordinary offering on the North Palm Beach waterfront.

Facts & features

The home at a glance

4

Bedrooms

5.5

Bathrooms

5,379

Sqft

0.62 ac

Lot size

3

Garage

2024

Year built

2

Levels

$1,654

Per sqft

Private poolWaterfrontFireplaceIntracoastal View & Pool & Water viewPets allowed

Inside

FlooringCeramic Floor · Marble · Wood
AppliancesElectric Water Heater · Trash Compactor · Dishwasher · Disposal · Dryer · Microwave · Gas Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorBar · Built-in Features · Closet Cabinetry · Cooking Island · Entrance Foyer · French Doors · Pantry · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Wet Bar · Attic · Den/Library/Office · Family Room · Loft · Utility Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofFlat Tile · Flat Roof With Facade Front
ConstructionConcrete Block Construction · Piling Construction
ViewIntracoastal View · Pool · Water
FacesEast
Parking2 Or More Spaces · Driveway · Guest · Parking Garage
ExteriorWest Of Us1 · Balcony · Built-In Grill · Fruit Trees · Open Balcony · Outdoor Shower

Community & fees

Taxes (2025)$66,365/yr
PetsYes
CommunityPaved Road · Private Roads

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Septic · Water Connected · Cable Available · Natural Gas Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$57,023 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$47,997
PMI (est., until 20% equity)$3,336
Property tax — 2025 actual bill$5,530
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $889,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $889,500
Interest rate6.00%
Loan term

Estimated payment

$57,023/mo

Principal & interest$47,997
PMI (est., until 20% equity)$3,336
Property taxes (actual bill)$5,530
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs North Palm Beach actives

$1,654 vs $369

Days on market

254 vs 87 typical

Where $1,654/sqft sits among the 204 North Palm Beach actives

135
18
18
13
5 · this home
15
$215–519$519–824$824–1129$1129–1433$1433–1738$1738+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Palm Beach

Map of 2085 Vitex Lane, North Palm Beach FL 33408

Get to know North Palm Beach. See the full North Palm Beach guide →

NORTH PALM BEACH 33408 — neighborhood snapshot

Population

18,766

Median age

59.7

Median income

$91,390

Median home value

$502,900

Avg household

1.91

Households w/ children

1,198

For the school run

Palm Beach County School District

HighWilliam T. Dwyer High School★★★★
ElementaryThe Conservatory School At North Palm Beach★★★★
MiddleHowell L. Watkins Middle School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Palm Beach market

Seller’s marketLeans buyer21.4 months of inventoryBuyer’s market

$415K$730K

North Palm Beach median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

12 of 204

North Palm Beach actives have cut their price

Median sold price, North Palm Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2968% above the NORTH PALM BEACH 33408 median. See the full North Palm Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $8,895,000 $955K
Dec 8, 2025Listed at $9,850,000 · 254 days on market since
2024Built · None,North Palm Beach | u

Reality check

What actually sold near 2085 Vitex Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11331 Avery Road, Palm Beach Gardens FL 33410Sold · Jul ’26

$6,050,000

11331 Avery Road, Palm Beach Gardens FL 33410

5 bd · 7 ba · 5,020 sqft · $1,205/sqft · 106 DOM

11331 Avery Rd, Palm Beach Gardens FL 33410Sold · Jul ’26

$6,050,000

11331 Avery Rd, Palm Beach Gardens FL 33410

5 bd · 7 ba · 5,020 sqft · $1,205/sqft · 64 DOM

828 Harbour Isle Place, North Palm Beach FL 33410Sold · Jul ’26

$4,850,000

828 Harbour Isle Place, North Palm Beach FL 33410

5 bd · 6 ba · 5,006 sqft · $969/sqft · 162 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2085 Vitex Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2085 Vitex Lane — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2085 Vitex Lane FAQs

What would the monthly payment be for 2085 Vitex Lane, North Palm Beach FL 33408?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $57,023/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2085 Vitex Lane, North Palm Beach FL 33408?+

The most recent tax bill on record (2025) was $66,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2085 Vitex Lane, North Palm Beach FL 33408?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Palm Beach?+

At $8,895,000, this home is listed about 1683% above the North Palm Beach median of $499,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2085 Vitex Lane, North Palm Beach FL 33408?+

William T. Dwyer High School (high), The Conservatory School At North Palm Beach (elementary), Howell L. Watkins Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$8,895,000 runs 2968% above the NORTH PALM BEACH 33408 median — but at 5,379 sqft it's also nearly 4 times the size of the typical North Palm Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

254 days on market against a North Palm Beach median of 87 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

William T. Dwyer High School, The Conservatory School At North Palm Beach, Howell L. Watkins Middle School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $9,850,000, now $8,895,000 — a $955K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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