David Ramirez
$1,590,000$1,770,000≈$10,391 /mo all-in ↓

3139 Lake Shore Drive, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404

Active253 days on marketListed Dec 8, 2025MLS #R11146038

✦ Reduced $180KAgricultureLAKE SHORE

About this home

3139 Lake Shore Drive, Riviera Beach FL 33404

Fully Permitted 24 Unit Condominium project with foundation plans previously approved by the City of Riviera Beach. Condominium documents have been submitted and approved by the Florida Secretary of State. No units have been offered for sale. Owner has no debt on the property. 500' from the Intracoastal Waterway. Units on North side would have water views. Permitted building is five stories. First floor parking and pool, second through fifth stories identical floorplans with 6 units per floor yielding 24 units. Property is between Marina Grande Marina in Riviera Beach and Lake Park Marine in Lake Park FL. Walking distance to both marinas.

Facts & features

The home at a glance

0.613 ac

Lot size

Inside

Outside & construction

FacesEast

Community & fees

Taxes (25)$12,660/yr

Utilities & systems

UtilitiesNo Utilities · None

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,391 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,580
PMI (est., until 20% equity)$596
Property tax — 25 actual bill$1,055
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $159,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $159,000
Interest rate6.00%
Loan term

Estimated payment

$10,391/mo

Principal & interest$8,580
PMI (est., until 20% equity)$596
Property taxes (actual bill)$1,055
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Downtown Riviera Beach

Map of 3139 Lake Shore Drive, Riviera Beach FL 33404 inside its neighborhood boundary

Get to know Riviera Beach. See the full Riviera Beach guide →

Downtown Riviera Beach — neighborhood snapshot

Population

1,535

Median age

55

Median income

$55,853

Median home value

$320,656

Avg household

2

Households w/ children

83%

For the school run

Palm Beach County School District

ElementaryLincoln Elementary School★★★★★
MiddleJohn F. Kennedy Middle School★★★★★
HighPalm Beach Gardens High School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riviera Beach market

Seller’s marketLeans buyer — 16.2 months of inventoryBuyer’s market

$635K → $380K

Riviera Beach median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 541% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,590,000 ▼ $180K
Dec 8, 2025Listed at $1,770,000 · 253 days on market since

Reality check

What actually sold near 3139 Lake Shore Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

718 CR 467Sold · Nov ’25

$380,000

718 CR 467 · same community

3 bd · 2 ba · 1,645 sqft · $231/sqft · 107 DOM

Nearby listingSold · Feb ’26

$148,500

Nearby listing

3 bd · 1 ba · 6 DOM

257 E 23rd Street, Riviera Beach FL 33404Sold · Jan ’26

$2,600,000

257 E 23rd Street, Riviera Beach FL 33404

0 bd · 0 ba · 0 sqft · 470 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3139 Lake Shore Drive — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3139 Lake Shore Drive — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

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Straight answers

3139 Lake Shore Drive FAQs

What would the monthly payment be for 3139 Lake Shore Drive, Riviera Beach FL 33404?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,391/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3139 Lake Shore Drive, Riviera Beach FL 33404?+

The most recent tax bill on record (25) was $12,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Riviera Beach?+

At $1,590,000, this home is listed about 276% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3139 Lake Shore Drive, Riviera Beach FL 33404?+

Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), Palm Beach Gardens High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,590,000 runs 541% above the RIVIERA BEACH 33404 median.

02Time on market is leverage

253 days on market against a Riviera Beach median of 65 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,770,000, now $1,590,000 — a $180K cut. The full history is in the market section below.

Keep looking

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