David Ramirez
$764,900$799,0003 bd3.5 ba2,562 sqft$299 /sqft$6,623 /mo all-in ↓

824 Virginia Garden Drive, Boynton Beach FL 33435, BOYNTON BEACH, FL, 33435

Active255 days on marketListed Dec 6, 2025MLS #R11145806

Reduced $34KWaterfrontPrivate poolTownhouseESTANCIA AT BOYNTON BEACH,ESTANCIA AT BOYNTON

About this home

824 Virginia Garden Drive, Boynton Beach FL 33435

NEW ROOF BEING INSTALLED RIGHT NOW! Inside the exclusive, gated, waterfront community of Estancia is this spacious, southern facing, 3-story end unit townhome on the Intracoastal Canal. The well designed floor-plan features 3 bedrooms & 3.5 baths, offering plenty of space for leisurely living as well as entertaining. The 1st floor features a private guest bedroom, with a full bath, perfect as an office or for visiting guests. The main living area is situated on the 2nd floor, consisting of the living room, dining room, kitchen & powder room. The updated kitchen is large and adorns a wine fridge, Bosch refrigerator & walk in pantry. The 3rd floor houses the primary suite, a large laundry room, a 2nd guest bedroom. The Primary Suite has a huge closet and dual sinks, as well as a separate tub and shower. This home has generous ceiling heights, complete hurricane impact windows and doors, a 2 car garage and lots of storage! Both AC units are from 2020 (aug & sept). *This unit does have a shaft for an elevator* Estancia has its own pool and gym and is just minutes away from downtown Delray Beach and its wonderful restaurants, shops and beach, as well as I95. *No Dock Slip with this unit* 840 Virginia Garden Drive closed in May 2023 for $1,040,000 renovated with no slip. DISCLAIMER: Written & verbal information provided including but not limited to prices, measurements, square footage's, lot sizes, calculations & statistics have been obtained & conveyed from third-parties such as the applicable MLS, public records & other sources. All information including that produced by the Seller or Listing Broker/agent are subject to errors, omissions or changes without notice & should be independently verified by any prospect for the purchase of a Property. The Seller & Listing Broker/agent expressly disclaim any warranty or representation regarding all information. Prospective purchasers' use of this or any written & verbal information is acknowledgement of this disclaimer & that Prospects shall perform their own due diligence.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,562

Sqft

0.03 ac

Lot size

2

Garage

2008

Year built

3

Levels

$299

Per sqft

Private poolWaterfrontCanal & Intracoastal View & Canal View viewPets allowed

Inside

FlooringCarpet
AppliancesDishwasher · Dryer · Free-Standing Freezer · Electric Range · Refrigerator · Washer
InteriorCooking Island · Entrance Foyer · Split Bedroom · Walk-In Closet(s) · Family Room · Great Room · Storage · Utility Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofBarrel · Barrel Roof
ConstructionCBS Construction
ViewCanal · Intracoastal View · Canal View
FacesSouth
Parking2 Or More Spaces · Awning · Covered · Parking Garage
ExteriorEast Of Us1 · Balcony

Community & fees

HOA fee$818/mo
Taxes (2025)$14,765/yr
PetsYes
CommunityBuyer Approval Required · Exercise Room · Mandatory Hoa · Pool · Private Roads · Spa/Hot Tub · Whirlpool

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,623 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,127
PMI (est., until 20% equity)$287
Property tax — 2025 actual bill$1,230
HOA fee — from the listing$818
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,490
Interest rate6.00%
Loan term

Estimated payment

$6,623/mo

Principal & interest$4,127
PMI (est., until 20% equity)$287
Property taxes (actual bill)$1,230
HOA / condo fee$818
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $765K
$734KedgeAI estimate $1,311,101 · range $925K$1.5M$1.5M

vs edgeAI estimate

−41.7%

$/sqft vs Boynton Beach actives

$299 vs $235

Days on market

255 vs 64 typical

Where $299/sqft sits among the 399 Boynton Beach actives

106
111
88 · this home
45
16
33
$119–181$181–244$244–307$307–369$369–432$432+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Estancia At Boynton Beach

Map of 824 Virginia Garden Drive, Boynton Beach FL 33435 inside its neighborhood boundary

Get to know Boynton Beach. See the full Boynton Beach guide →

Estancia At Boynton Beach — neighborhood snapshot

Population

558

Median age

72

Median income

$47,760

Median home value

$230,000

Avg household

1

Households w/ children

8%

For the school run

Palm Beach County School District

ElementaryPlumosa School Of The Arts★★★★
HighAtlantic High School★★★★★
MiddleCarver Middle School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boynton Beach market

Seller’s marketLeans buyer9.9 months of inventoryBuyer’s market

$555K$405K

Boynton Beach median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

42 of 399

Boynton Beach actives have cut their price

Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 454% above the BOYNTON BEACH 33435 median. See the full Boynton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $764,900 $34K
Dec 6, 2025Listed at $799,000 · 255 days on market since
2008Built · ESTANCIA AT BOYNTON BEACH,ESTANCIA AT BOYNTON

Reality check

What actually sold near 824 Virginia Garden Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5109 N Ocean Boulevard # H, Ocean Ridge FL 33435Sold · Jun ’26

$1,540,000

5109 N Ocean Boulevard # H, Ocean Ridge FL 33435

3 bd · 3 ba · 2,520 sqft · $611/sqft · 167 DOM

110 Dolphin Road, Ocean Ridge FL 33435Sold · Jun ’26

$2,062,570

110 Dolphin Road, Ocean Ridge FL 33435

3 bd · 2 ba · 2,682 sqft · $769/sqft · 118 DOM

5555 N Ocean Boulevard, Ocean Ridge FL 33435Sold · Jun ’26

$1,850,000

5555 N Ocean Boulevard, Ocean Ridge FL 33435

3 bd · 2 ba · 2,754 sqft · $672/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 824 Virginia Garden Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 824 Virginia Garden Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

824 Virginia Garden Drive FAQs

What would the monthly payment be for 824 Virginia Garden Drive, Boynton Beach FL 33435?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,623/mo — principal and interest, the actual property-tax bill, the $818/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 824 Virginia Garden Drive, Boynton Beach FL 33435?+

The association fee works out to $818 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 824 Virginia Garden Drive, Boynton Beach FL 33435?+

The most recent tax bill on record (2025) was $14,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 824 Virginia Garden Drive, Boynton Beach FL 33435?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boynton Beach?+

At $764,900, this home is listed about 135% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 824 Virginia Garden Drive, Boynton Beach FL 33435?+

Plumosa School Of The Arts (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$764,900 runs 454% above the BOYNTON BEACH 33435 median — but at 2,562 sqft it's also nearly twice the size of the typical Boynton Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $818/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

255 days on market against a Boynton Beach median of 64 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Plumosa School Of The Arts, Atlantic High School, Carver Middle School, Glades Construction Academy At West Technical — Plumosa School Of The Arts rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Boynton Beach homes, in your inbox

Like 824 Virginia Garden Drive, Boynton Beach FL 33435 but not quite? A daily digest of every new listing in Boynton Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 19, 2026 at 1:54 AM UTC. The listing information on this page last changed on August 19, 2026 at 1:54 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 19, 2026 at 1:54 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 19, 2026 at 1:54 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.