405 SE Salerno Road, Stuart FL 34997, STUART, FL, 34997
Active240 days on marketListed Dec 5, 2025MLS #R11145682
About this home
405 SE Salerno Road, Stuart FL 34997
Set on 2+ acres of privacy, this custom 4-bedroom, 3.5-bath home with oversized 3-car garage offers 2,680 sq. ft. under air and 4,389 total sq. ft. Built in 2004, it features a spacious kitchen with oak cabinetry, breakfast bar, stainless steel appliances, and walk-in pantry, plus a large laundry room with garage access. The living room boasts 21' vaulted ceilings and French doors to a covered patio overlooking a fenced, tree-lined backyard. The first-floor primary suite includes two walk-in closets, jetted tub, and separate shower, while upstairs offers two bedrooms with walk-in closets, a full bath, and walk-in attic.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,680
Sqft
2.1 ac
Lot size
3
Garage
2004
Year built
2
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,536 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,536/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$341 vs $265
Days on market
240 vs 94 typical
Where $341/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34997 — neighborhood snapshot
Population
45,947
Median age
53
Median income
$75,705
Median home value
$335,200
Avg household
2.36
Households w/ children
3,566
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 405 SE Salerno Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,350,000
535 SW Linden Street, Stuart FL 34997 · same community
3 bd · 2 ba · 2,525 sqft · $535/sqft · 5 DOM
Sold · Sep ’25$875,000
1055 SE Salerno Road, Stuart FL 34997 · same community
4 bd · 2 ba · 3,082 sqft · $284/sqft · 20 DOM
Sold · Dec ’25$729,000
1395 SE Darling Street, Stuart FL 34997 · same community
4 bd · 3 ba · 1,880 sqft · $388/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 405 SE Salerno Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 SE Salerno Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
405 SE Salerno Road FAQs
What would the monthly payment be for 405 SE Salerno Road, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,536/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 405 SE Salerno Road, Stuart FL 34997?+
The most recent tax bill on record (2025) was $13,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 405 SE Salerno Road, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $915,000, this home is listed about 245% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 405 SE Salerno Road, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$915,000 runs 135% above the STUART 34997 median — but at 2,680 sqft it's also nearly 3 times the size of the typical Stuart listing.
02Garden & Other & Other Water View views
The garden and other and other water view view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
240 days on market against a Stuart median of 94 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,200,000, now $915,000 — a $285K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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