1945 N Central Avenue, FL 32136, FL, 32136
Active251 days on marketListed Nov 25, 2025MLS #R11144074
About this home
1945 N Central Avenue, FL 32136
7,492 sq ft generous residential lot in Flagler Beach, offering ample space to build your single-family home. Very few oceanview lots remain in this charming coastal town. This 50 x 150 ft parcel is just a short one-block stroll to the beach, where you can enjoy ocean sunrises and Intracoastal Waterway sunsets from your future home. Flagler Beach offers a relaxed Old Florida vibe with neighborhood walks, biking, and golf cart cruising. The area features unique shops, cafes, restaurants, parks, and trails, along with water activities on its cinnamon-sand shoreline. Daytona Beach is 30 minutes south, St. Augustine is 30 minutes north, and Orlando is just 90 minutes away. Experience the vibrant coastal lifestyle that makes Flagler Beach one of Florida's most inviting beach communities.
Facts & features
The home at a glance
0.172 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,471 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,471/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 1945 N Central Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$829,000
101 N 22ND STREET · same community
4 bd · 3.5 ba · 3,443 sqft · $241/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1945 N Central Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1945 N Central Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1945 N Central Avenue FAQs
What would the monthly payment be for 1945 N Central Avenue, FL 32136?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,471/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1945 N Central Avenue, FL 32136?+
The most recent tax bill on record (2025) was $3,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.