20318 Castle Stuart Avenue, Boca Raton FL 33434, BOCA RATON, FL, 33434
Active271 days on marketListed Nov 14, 2025MLS #R11140887
About this home
20318 Castle Stuart Avenue, Boca Raton FL 33434
The home is well appointed, spacious and comfortable. All bedrooms are generously sized and feature en-suite bathrooms. The kitchen is perfect for the gourmet cook, featuring top-of-the-line appliances, gas cooktop, separate ovens, custom cabinetry, oversized island, and eat-in kitchen, ideal for preparing meals for family and hosting guests. The private primary suite is a private retreat with luxurious finishes, spa-inspired bathroom with a freestanding tub and walk-in closet. The outdoor garden and lanai are an extension of the living area. It has a custom-designed pool and patio. The outdoor dining and a lounge area overlooking the garden are tranquil and peaceful. Perfect for relaxing by the pool or entertaining guests and family. True Florida living.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
3,888
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
2
Levels
$540
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,037 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,037/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Boca Raton actives
$540 vs $321
Days on market
271 vs 56 typical
Where $540/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lotus Palm
Get to know Boca Raton. See the full Boca Raton guide →
Lotus Palm — neighborhood snapshot
Population
705
Median age
48
Median income
$75,439
Median home value
$367,000
Avg household
2
Households w/ children
62%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1811% above the BOCA RATON 33434 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 20318 Castle Stuart Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,825,000
20324 Castle Stuart Ave, Boca Raton FL 33434 · same community
5 bd · 5 ba · 3,888 sqft · $469/sqft · 283 DOM
Sold · Dec ’25$2,030,000
20123 Casa De Campo Lane, Boca Raton FL 33434 · same community
6 bd · 6.5 ba · 4,168 sqft · $487/sqft · 22 DOM
Sold · Jan ’26$1,800,000
8308 Royal County Down Road, Boca Raton FL 33434 · same community
5 bd · 5.5 ba · 3,373 sqft · $534/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20318 Castle Stuart Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20318 Castle Stuart Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20318 Castle Stuart Avenue FAQs
What would the monthly payment be for 20318 Castle Stuart Avenue, Boca Raton FL 33434?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,037/mo — principal and interest, the actual property-tax bill, the $750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20318 Castle Stuart Avenue, Boca Raton FL 33434?+
The association fee works out to $750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20318 Castle Stuart Avenue, Boca Raton FL 33434?+
The most recent tax bill on record (2025) was $24,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20318 Castle Stuart Avenue, Boca Raton FL 33434?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $2,100,000, this home is listed about 282% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20318 Castle Stuart Avenue, Boca Raton FL 33434?+
Olympic Heights Community High (high), Sunrise Park Elementary School (elementary), Eagles Landing Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,100,000 runs 1811% above the BOCA RATON 33434 median — but at 3,888 sqft it's also nearly 3 times the size of the typical Boca Raton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
271 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Olympic Heights Community High, Sunrise Park Elementary School, Eagles Landing Middle School, Glades Construction Academy At West Technical — Sunrise Park Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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