David Ramirez
$5,250,000$6,750,0004 bd5 ba5,685 sqft$923 /sqft$32,877 /mo all-in ↓

18499 SE Palm Island Lane, Jupiter FL 33458, JUPITER, FL, 33458

Active288 days on marketListed Nov 1, 2025MLS #R11137040

Reduced $1.5MWaterfrontPrivate poolSingle Family ResidenceIslands of Jupiter

About this home

18499 SE Palm Island Lane, Jupiter FL 33458

One of the most extraordinary waterfront opportunities in Jupiter, this private point-lot estate is nestled at the end of an exclusive peninsula within the gated Islands of Jupiter. Boasting approximately 400 feet of waterfront and panoramic river and protected preserve views, the property offers an exceptional level of privacy, serenity, and natural beauty that is rarely available. Designed for those who appreciate the waterfront lifestyle, the property features a private dock with fixed-bridge ocean access, making it ideal for (see more) boating, paddleboarding, fishing, or simply enjoying spectacular sunsets and the abundant wildlife, including dolphins, manatees, and a variety of native birds. The residence offers a versatile floor plan with four established bedrooms plus multiple flexible-use rooms, including a space that could easily function as a fifth bedroom with the addition of a closet. Additional rooms provide endless possibilities for a home office, fitness room, media room, playroom, guest accommodations, or hobby space, allowing the home to adapt effortlessly to your lifestyle. Thoughtfully maintained and built with timeless architecture, the home presents an exceptional opportunity to enjoy immediately or personalize over time. The generous layout, soaring ceilings, expansive windows, and seamless indoor-outdoor living create the perfect canvas for a stunning luxury waterfront estate tailored to your vision. Properties offering this combination of expansive waterfront, privacy, protected views, and boating access seldom become available. Whether you're searching for a peaceful retreat, an entertainer's dream, or one of Jupiter's most distinctive waterfront settings, this is a rare opportunity to own a truly irreplaceable property.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

5,685

Sqft

0 ac

Lot size

3

Garage

2000

Year built

2

Levels

$923

Per sqft

Private poolWaterfrontIntracoastal View & Pool & River & River View viewPets allowed

Inside

FlooringCeramic Floor · Marble · Wood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Gas Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorBar · Built-in Features · Cooking Island · Entrance Foyer · French Doors · Laundry Tub · Pantry · Pull Down Stairs · Roman Tub · Split Bedroom · Volume Ceilings · Walk-In Closet(s) · Wet Bar · Den/Library/Office · Family Room · Storage · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofTile · Wood Truss/Rafter · Concrete · Curved/S-Tile Roof · Tile Roof
ConstructionConcrete Block Construction · CBS Construction · Stucco
ViewIntracoastal View · Pool · River · River View
FacesSouth
Parking2 Or More Spaces · Driveway · Parking Garage
ExteriorBalcony

Community & fees

HOA fee$300/mo
Taxes (2025)$25,430/yr
PetsYes
CommunityBoating · Buyer Approval Required · Mandatory Hoa · Paved Road

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$32,877 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$28,329
PMI (est., until 20% equity)$1,969
Property tax — 2025 actual bill$2,119
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $525,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $525,000
Interest rate6.00%
Loan term

Estimated payment

$32,877/mo

Principal & interest$28,329
PMI (est., until 20% equity)$1,969
Property taxes (actual bill)$2,119
HOA / condo fee$300
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Jupiter actives

$923 vs $476

Days on market

288 vs 64 typical

Where $923/sqft sits among the 399 Jupiter actives

222
89
31 · this home
14
15
28
$241–528$528–815$815–1103$1103–1390$1390–1677$1677+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Islands Of Jupiter

Map of 18499 SE Palm Island Lane, Jupiter FL 33458 inside its neighborhood boundary

Get to know Jupiter. See the full Jupiter guide →

Islands Of Jupiter — neighborhood snapshot

Population

432

Median age

46

Median income

$209,821

Median home value

$1,559,500

Avg household

3

Households w/ children

43%

For the school run

Martin County School District

ElementaryHobe Sound Elementary School★★★★★
HighSouth Fork High School★★★★★
MiddleMurray Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jupiter market

Seller’s marketLeans buyer7.9 months of inventoryBuyer’s market

$765K$968K

Jupiter median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

34 of 399

Jupiter actives have cut their price

Median sold price, Jupiter, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1282% above the JUPITER 33458 median. See the full Jupiter market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,250,000 $1.5M
Nov 1, 2025Listed at $6,750,000 · 288 days on market since
2000Built · Islands of Jupiter

Reality check

What actually sold near 18499 SE Palm Island Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8245 SE Country Estates Way, Jupiter FL 33458Sold · Jun ’26

$3,170,000

8245 SE Country Estates Way, Jupiter FL 33458

5 bd · 4.5 ba · 5,143 sqft · $616/sqft · 62 DOM

19503 Trails End Terrace, Jupiter FL 33458Sold · Jun ’26

$2,300,000

19503 Trails End Terrace, Jupiter FL 33458

4 bd · 3 ba · 4,133 sqft · $556/sqft · 39 DOM

44 Tortoise Lane, Jupiter FL 33469Sold · Jul ’26

$1,600,000

44 Tortoise Lane, Jupiter FL 33469

3 bd · 3.5 ba · 4,051 sqft · $395/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18499 SE Palm Island Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18499 SE Palm Island Lane — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

18499 SE Palm Island Lane FAQs

What would the monthly payment be for 18499 SE Palm Island Lane, Jupiter FL 33458?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $32,877/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18499 SE Palm Island Lane, Jupiter FL 33458?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18499 SE Palm Island Lane, Jupiter FL 33458?+

The most recent tax bill on record (2025) was $25,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18499 SE Palm Island Lane, Jupiter FL 33458?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Jupiter?+

At $5,250,000, this home is listed about 465% above the Jupiter median of $929,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18499 SE Palm Island Lane, Jupiter FL 33458?+

Hobe Sound Elementary School (elementary), South Fork High School (high), Murray Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$5,250,000 runs 1282% above the JUPITER 33458 median — but at 5,685 sqft it's also nearly 3 times the size of the typical Jupiter listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

288 days on market against a Jupiter median of 64 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $6,750,000, now $5,250,000 — a $1.5M cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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