130 Bowsprit Drive, North Palm Beach FL 33408, NORTH PALM BEACH, FL, 33408
Active320 days on marketListed Oct 3, 2025MLS #R11129218
About this home
130 Bowsprit Drive, North Palm Beach FL 33408
Coming soon an exceptional new construction waterfront home by Vista Builders, currently in the flooring and cabinets stage of construction. Ideally located in the heart of North Palm Beach, this modern single-family home will sit on a 0.2927-acre lot (85' x 150') offering direct ocean access. The split floorplan includes 5 bedrooms, 5 baths, an office, and a flexible 5th bedroom perfect for a theater or gym. Features include tile flooring throughout, CBS construction, concrete tile roof, summer kitchen, pool, spa, and a 4-car garage with 10 feet doors and car lift capabilities. Finishes will reflect the clean, modern design seen in Vista's recent builds. Current Construction Status: Drywall stage - interior buildout in progress Estimated Completion: Fall 2026 The builder offers flexibility to meet your needs—don't miss this rare opportunity to personalize your dream home in one of South Florida's most sought-after locations.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,686
Sqft
0.29 ac
Lot size
4
Garage
2026
Year built
2
Levels
$1,397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$48,970 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$48,970/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+169.9%
$/sqft vs North Palm Beach actives
$1,397 vs $369
Days on market
320 vs 87 typical
Where $1,397/sqft sits among the 205 North Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Palm Beach
Get to know North Palm Beach. See the full North Palm Beach guide →
NORTH PALM BEACH 33408 — neighborhood snapshot
Population
18,766
Median age
59.7
Median income
$91,390
Median home value
$502,900
Avg household
1.91
Households w/ children
1,198
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Palm Beach market
$415K → $730K
North Palm Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
12 of 205
North Palm Beach actives have cut their price
Median sold price, North Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2641% above the NORTH PALM BEACH 33408 median. See the full North Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 Bowsprit Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$11,300,000
107 Bowsprit Drive, North Palm Beach FL 33408 · same community
5 bd · 7 ba · 7,210 sqft · $1,567/sqft · 73 DOM
Sold · Oct ’25$2,400,000
142 Bowsprit Drive, North Palm Beach FL 33408 · same community
5 bd · 4 ba · 3,466 sqft · $692/sqft · 0 DOM
Sold · Mar ’26$2,100,000
126 Anchorage Drive S, North Palm Beach FL 33408 · same community
4 bd · 3 ba · 2,882 sqft · $729/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 130 Bowsprit Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 Bowsprit Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
130 Bowsprit Drive FAQs
What would the monthly payment be for 130 Bowsprit Drive, North Palm Beach FL 33408?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $48,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 130 Bowsprit Drive, North Palm Beach FL 33408?+
The most recent tax bill on record (2024) was $35,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 Bowsprit Drive, North Palm Beach FL 33408?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Palm Beach?+
At $7,945,000, this home is listed about 1492% above the North Palm Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 130 Bowsprit Drive, North Palm Beach FL 33408?+
William T. Dwyer High School (high), The Conservatory School At North Palm Beach (elementary), Howell L. Watkins Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$7,945,000 runs 2641% above the NORTH PALM BEACH 33408 median — but at 5,686 sqft it's also nearly 4 times the size of the typical North Palm Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
320 days on market against a North Palm Beach median of 87 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
William T. Dwyer High School, The Conservatory School At North Palm Beach, Howell L. Watkins Middle School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $7,950,000, now $7,945,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
$7,900,000
11354 Golfview Lane, North Palm Beach FL 33408, NORTH PALM BEACH
4 bd · 3.5 ba · 3,714 sqft
$7,500,000
832 Harbour Isle Place, North Palm Beach FL 33410, NORTH PALM BEACH
5 bd · 6 ba · 6,867 sqft
$8,495,000
3 Water Club Way # 1902, North Palm Beach FL 33408, NORTH PALM BEACH
3 bd · 5.5 ba · 4,767 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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