David Ramirez
$484,000$550,0005 bd2 ba1,682 sqft$288 /sqft$3,655 /mo all-in ↓

2904 SE Bamboo Street, Stuart FL 34997, STUART, FL, 34997

Active312 days on marketListed Sep 26, 2025MLS #R11127315

Reduced $66KSingle Family ResidenceHIBISCUS PARK

About this home

2904 SE Bamboo Street, Stuart FL 34997

Discover an exceptional investment opportunity or owner-user property in Stuart with this beautifully remodeled single family home with mother in law suite, offering 1,682 total square feet of living space across two separate units. Main home- 3 Bed / 1 Bath + Den/Office This unit boasts fresh new flooring in all bedrooms, and a full repaint throughout. The kitchen has been completely rebuilt, featuring quartz countertops, brand-new stainless steel appliances, modern cabinetry, and fixtures. A new, separate A/C unit and a new water heater ensure comfort and reliability. The den/office adds extra flexibility. The finishes are fresh, clean, and designed to appeal to tenants or future residents. Mother in law suite - 2 Bed / 1 Bath (Fully Remodeled) Every inch of this unit has been refreshed new flooring, new paint and a tastefully updated bathroom. The kitchen mirrors the quality in Unit 1, with quartz countertops and stainless steel appliances. A dedicated separate A/C unit and all-new electrical systems add peace of mind and modern functionality. Shared Features & Upgrades Between the two units is a shared laundry hallway separated by a wall so you may completely isolate equipped with brand new washers and dryers per unit. Outside, the entire building has been freshly painted, and a brand-new metal roof crowns the structure. The exterior curb appeal is striking, and the recent exterior facelift ensures long-term durability. This duplex is ideally suited for investors seeking dual income streams or for an owner to occupy one side while letting the other. Each unit benefits from modern, top-tier upgrades throughout. Situated in an established Stuart neighborhood near SE Bamboo Street, this property enjoys proximity to local amenities, schools, shopping, and easy access to main corridors in Martin County. The surrounding area supports multi-family and residential use, offering strong rental demand.

Facts & features

The home at a glance

5

Bedrooms

2

Bathrooms

1,682

Sqft

0.18 ac

Lot size

1957

Year built

1

Levels

$288

Per sqft

Pets allowed

Inside

FlooringCeramic Floor · Vinyl
AppliancesElectric Water Heater · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorBuilt-in Features · Family Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionFrame · Frame With Stucco · Stucco
FacesNorthwest

Community & fees

Taxes (2025)$5,183/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesSeptic · Water Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,655 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,849
FHA mortgage insurance (est.)$214
Property tax — 2025 actual bill$432
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,940Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,940
Interest rate6.00%
Loan term

Estimated payment

$3,655/mo

Principal & interest$2,849
FHA mortgage insurance (est.)$214
Property taxes (actual bill)$432
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Stuart actives

$288 vs $265

Days on market

312 vs 67 typical

Where $288/sqft sits among the 400 Stuart actives

212
114 · this home
34
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hibiscus Park

Map of 2904 SE Bamboo Street, Stuart FL 34997 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Hibiscus Park — neighborhood snapshot

Population

1,034

Median age

52

Median income

$73,669

Median home value

$369,000

Avg household

2

Households w/ children

85%

For the school run

Martin County School District

MiddleDr. David L. Anderson Middle School★★★★★
ElementarySea Wind Elementary School★★★★
HighMartin County High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$640K$446K

Stuart median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

42 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $484,000 $66K
Sep 26, 2025Listed at $550,000 · 312 days on market since
1957Built · HIBISCUS PARK

Reality check

What actually sold near 2904 SE Bamboo Street

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

202 NW 26TH STREETSold · Oct ’25

$380,000

202 NW 26TH STREET · same community

3 bd · 2 ba · 1,657 sqft · $229/sqft · 4 DOM

2813 20TH AVENUE WSold · Apr ’26

$377,000

2813 20TH AVENUE W · same community

3 bd · 2 ba · 1,724 sqft · $219/sqft · 174 DOM

3199 SE Lime Tree Terrace, Stuart FL 34997Sold · Nov ’25

$490,000

3199 SE Lime Tree Terrace, Stuart FL 34997 · same community

4 bd · 3 ba · 1,600 sqft · $306/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2904 SE Bamboo Street — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2904 SE Bamboo Street — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2904 SE Bamboo Street FAQs

What would the monthly payment be for 2904 SE Bamboo Street, Stuart FL 34997?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,655/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2904 SE Bamboo Street, Stuart FL 34997?+

The most recent tax bill on record (2025) was $5,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2904 SE Bamboo Street, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $484,000, this home is listed about 13% above the Stuart median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2904 SE Bamboo Street, Stuart FL 34997?+

Dr. David L. Anderson Middle School (middle), Sea Wind Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$484,000 runs 24% above the STUART 34997 median.

02Time on market is leverage

312 days on market against a Stuart median of 67 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $550,000, now $484,000 — a $66K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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