4041 NE Breakwater Drive, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active350 days on marketListed Sep 2, 2025MLS #R11120482
About this home
4041 NE Breakwater Drive, Jensen Beach FL 34957
Welcome to paradise! this stunning Key West style 3/2 beach house is the perfect way to spend your Florida Vacation. This house features a totally remodeled and updated kitchen, landscaping, & beautifully accented furniture. This house is perfect for up to 6 guests. This house is just minutes from the beautiful Jensen Beaches & Downtown Jensen Beach. Enjoyed your Florida beach vacation to the fullest and book with us today. PLEASE READ THE MONTHY PRICES AS FOLLOWED FOR IN-SEASON $12k; OFF-SEASON $4800; MID-SEASON $6500 (PLUS TAXES & FEES)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,770
Sqft
1981
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$195 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jensen Beach actives
$3 vs $345
Days on market
350 vs 75 typical
Where $3/sqft sits among the 171 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Point, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,200/mo median
Live Jensen Beach rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian River Point
Indian Point is a short-term-rental community. See the full guide →
Indian River Point — neighborhood snapshot
Population
359
Median age
69
Median income
$81,655
Median home value
$469,900
Avg household
2
Households w/ children
1%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
11 of 171
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4041 NE Breakwater Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$520,000
2033 NE Ocean Dunes Drive, Jensen Beach FL 34957
3 bd · 2 ba · 1,672 sqft · $311/sqft · 93 DOM
Sold · Sep ’25$348,000
10701 S Ocean Dr Unit 685, Jensen Beach FL 34957
2 bd · 2 ba · 1,240 sqft · $281/sqft · 31 DOM
Sold · Jun ’26$250,000
3392 NE Causeway Boulevard # 103, Jensen Beach FL 34957
2 bd · 2 ba · 1,102 sqft · $227/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4041 NE Breakwater Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4041 NE Breakwater Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4041 NE Breakwater Drive FAQs
What would the monthly payment be for 4041 NE Breakwater Drive, Jensen Beach FL 34957?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $195/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 4041 NE Breakwater Drive, Jensen Beach FL 34957 be rented short-term?+
Yes — this home sits inside Indian Point, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4041 NE Breakwater Drive, Jensen Beach FL 34957?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $4,800, this home is listed about 99% below the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4041 NE Breakwater Drive, Jensen Beach FL 34957?+
Felix A Williams Elementary School (elementary), Jensen Beach High School (high), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the JENSEN BEACH 34957 market on paper
$4,800 is 98% below the JENSEN BEACH 34957 median of $268,500, and at $3/sqft it sits under the Jensen Beach average of $372.
02Zoned for nightly rentals
Indian Point is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
350 days on market against a Jensen Beach median of 75 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Felix A Williams Elementary School, Jensen Beach High School, Stuart Middle School — Felix A Williams Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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