403 21st Place SE, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active365 days on marketListed Aug 16, 2025MLS #R11116334
About this home
403 21st Place SE, Vero Beach FL 32962
This solid CBS 3-bedroom 2-bath home has a new METAL ROOF June 2026(25-year warranty) and is located in the desirable Vero Shores neighborhood, no HOA, no restrictions; Full HURRICANE PROTECTION includes shutters and custom hurricane DOUBLE CAR GARAGE doors. Large 15X30 heated SALTWATER POOL (2020 heat pump, 2018energy-efficient V/S pool pump, 2024 saltwater system). Relaxing screened PATIO with ceiling fan overlooking a large PRIVATE FENCED BACKYARD. Light colored cool TERRAZZO floors throughout, renovated kitchen: gas range, SS appliances, soft-close custom cabinets, R/O water filtration, walk-in PANTRY, separate updated LAUNDRY ROOM with new flooring. New HOT WATER TANK 6/26, features high ceilings with beautiful windows providing water views of the pool! This safe and friendly neighbor repiped w/new shut-off valve) MOVE-IN ready! All furniture is available. Contingent twice, buyers didn't sell their property, so here's your chance to get this beautiful retreat! All Buyers Agents Welcome! Rmsizeapprox.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,298
Sqft
0.35 ac
Lot size
2
Garage
1958
Year built
1
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+85.5%
$/sqft vs Vero Beach actives
$347 vs $253
Days on market
365 vs 58 typical
Where $347/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vero Shores
Get to know Vero Beach. See the full Vero Beach guide →
Vero Shores — neighborhood snapshot
Population
1,054
Median age
73
Median income
$88,750
Median home value
$233,100
Avg household
2
Households w/ children
19%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
43 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 160% above the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 21st Place SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$324,900
443 21st Place SE, Vero Beach FL 32962 · same community
3 bd · 2 ba · 1,306 sqft · $249/sqft · 53 DOM
Sold · Sep ’25$359,000
2143 4th Court SE, Vero Beach FL 32962 · same community
3 bd · 2 ba · 1,329 sqft · $270/sqft · 55 DOM
Sold · Mar ’26$312,000
2263 4th Avenue SE, Vero Beach FL 32962 · same community
2 bd · 1 ba · 978 sqft · $319/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 403 21st Place SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 21st Place SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
403 21st Place SE FAQs
What would the monthly payment be for 403 21st Place SE, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 21st Place SE, Vero Beach FL 32962?+
The most recent tax bill on record (2024) was $4,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 403 21st Place SE, Vero Beach FL 32962?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $450,000, this home is priced right at the Vero Beach median.
Which schools are assigned to 403 21st Place SE, Vero Beach FL 32962?+
Indian River Academy (elementary), Oslo Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 160% above the VERO BEACH 32962 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
365 days on market against a Vero Beach median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $468,000, now $450,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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