5109 N Ocean E Boulevard, Ocean Ridge FL 33435, OCEAN RIDGE, FL, 33435
Active408 days on marketListed Jun 26, 2025MLS #R11102794
About this home
5109 N Ocean E Boulevard, Ocean Ridge FL 33435
Live the Beach Life! 3BR/3BA in Gated Community with Ocean Views + Private Beach Access Looking for that perfect beachside escape? This spacious 3 bed, 3 bath townhome in a gated community has it all. Private access to Turtle Beach, ocean views from the upstairs primary suite, and you're just minutes from Atlantic Ave's dining and shopping. Downstairs features a full bedroom and bathroom—perfect for guests or a home office—plus a large utility room and a roomy storage closet. Upstairs, the oversized primary bedroom is a dream: ', ocean view, two walk-in closets with built-ins, and a spa-style en-suite with a big soaking tub, walk-in shower, and double vanity. Second upstairs bedroom has its own private bath, walk-in shower, and a vanity area outside. For more info call agent.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,520
Sqft
1
Garage
1985
Year built
2
Levels
$516
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,090 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,090/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Ocean Ridge actives
$516 vs $729
Days on market
408 vs 72 typical
Where $516/sqft sits among the 38 Ocean Ridge actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocean Ridge
Get to know Ocean Ridge. See the full Ocean Ridge guide →
OCEAN RIDGE 33435 — neighborhood snapshot
Population
36,984
Median age
42.9
Median income
$66,612
Median home value
$306,900
Avg household
2.51
Households w/ children
2,805
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocean Ridge market
$1.4M → $1.7M
Ocean Ridge median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
2 of 38
Ocean Ridge actives have cut their price
This home is listed 842% above the OCEAN RIDGE 33435 median. See the full Ocean Ridge market guide →
Paper trail
This home's history
Reality check
What actually sold near 5109 N Ocean E Boulevard
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,540,000
5109 N Ocean Boulevard # H, Ocean Ridge FL 33435 · same community
3 bd · 3 ba · 2,520 sqft · $611/sqft · 167 DOM
Sold · Jun ’26$2,062,570
110 Dolphin Road, Ocean Ridge FL 33435
3 bd · 2 ba · 2,682 sqft · $769/sqft · 118 DOM
Sold · Jun ’26$1,850,000
5555 N Ocean Boulevard, Ocean Ridge FL 33435
3 bd · 2 ba · 2,754 sqft · $672/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5109 N Ocean E Boulevard — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5109 N Ocean E Boulevard — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5109 N Ocean E Boulevard FAQs
What would the monthly payment be for 5109 N Ocean E Boulevard, Ocean Ridge FL 33435?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,090/mo — principal and interest, the actual property-tax bill, the $1,754/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5109 N Ocean E Boulevard, Ocean Ridge FL 33435?+
The association fee works out to $1,754 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5109 N Ocean E Boulevard, Ocean Ridge FL 33435?+
The most recent tax bill on record (2024) was $20,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5109 N Ocean E Boulevard, Ocean Ridge FL 33435?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocean Ridge?+
At $1,300,000, this home is listed about 4% below the Ocean Ridge median of $1,360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5109 N Ocean E Boulevard, Ocean Ridge FL 33435?+
Forest Park Elementary School (elementary), Congress Community Middle School (middle), Boynton Beach Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,300,000 runs 842% above the OCEAN RIDGE 33435 median — but at 2,520 sqft it's also nearly twice the size of the typical Ocean Ridge listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,754/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
408 days on market against a Ocean Ridge median of 72 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $1,500,000, now $1,300,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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