4491 NW 1st Terrace, Deerfield Beach FL 33064, DEERFIELD BEACH, FL, 33064
Active449 days on marketListed May 26, 2025MLS #R11093864
About this home
4491 NW 1st Terrace, Deerfield Beach FL 33064
COZY HOUSE WITH A SPLIT FLOOR PLAN AND TILED THROUGH OUT. KITCHEN OFFERS MAPLE CABINETRY W/TILED COUNTER TOPS. WATER AND YARD CARE AND COMMUNITY POOL INCLUDED IN MAINTENANCE. OWNER HAS REPLACED THE ENTIRE ROOF. **ALL SQUARE FOOTAGE APPROXIMATE AND SUBJECT TO ERRORS AND OMISSIONS**THIS IS A GREAT LOCATION IN A CLEAN & FRIENDLY DETACH HOMES ''SPRING LAKE VILLAS COMMUNITY''. NEAR MAJOR ROADS I-95/TPK, SHOPPING, RESTAURANTS, HOSPITALS, PARKS!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
925
Sqft
1974
Year built
1
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,762 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,762/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Deerfield Beach actives
$334 vs $224
Days on market
449 vs 76 typical
Where $334/sqft sits among the 400 Deerfield Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Deerfield Beach rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Spring Lake is a short-term-rental community. See the full guide →
Spring Lake — neighborhood snapshot
Population
966
Median age
39
Median income
$59,292
Median home value
$209,800
Avg household
3
Households w/ children
127
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deerfield Beach market
$557K → $360K
Deerfield Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
41 of 400
Deerfield Beach actives have cut their price
Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the DEERFIELD BEACH 33064 median. See the full Deerfield Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4491 NW 1st Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$414,000
7263 SPRING VILLAS CIRCLE · same community
3 bd · 2 ba · 1,465 sqft · $283/sqft · 138 DOM
Sold · Dec ’25$390,000
7010 VILLA ESTELLE DRIVE · same community
3 bd · 2 ba · 1,632 sqft · $239/sqft · 136 DOM
Sold · Aug ’25$413,850
7228 SPRING VILLAS CIRCLE · same community
3 bd · 2 ba · 1,632 sqft · $254/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4491 NW 1st Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4491 NW 1st Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4491 NW 1st Terrace FAQs
What would the monthly payment be for 4491 NW 1st Terrace, Deerfield Beach FL 33064?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,762/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4491 NW 1st Terrace, Deerfield Beach FL 33064?+
The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4491 NW 1st Terrace, Deerfield Beach FL 33064?+
The most recent tax bill on record (2024) was $3,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4491 NW 1st Terrace, Deerfield Beach FL 33064 be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4491 NW 1st Terrace, Deerfield Beach FL 33064?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deerfield Beach?+
At $309,000, this home is listed about 51% above the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4491 NW 1st Terrace, Deerfield Beach FL 33064?+
Tedder Elementary School (elementary), Deerfield Beach High School (high), Deerfield Beach Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$309,000 runs 56% above the DEERFIELD BEACH 33064 median.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
449 days on market against a Deerfield Beach median of 76 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $329,000, now $309,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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