9801 SW Legacy Drive, Stuart FL 34997, STUART, FL, 34997
Active495 days on marketListed Mar 25, 2025MLS #R11074779
About this home
9801 SW Legacy Drive, Stuart FL 34997
PRICE ALERT! NOW PRICED BELOW THE SELLER'S PURCHASE PRICE! IMMEDIATE MOVE IN AVAILABLE IN HIGHPOINTE! THIS IS THE BEST PRICED NEW CONSTRUCTION HOME IN THE COMMUNITY, $200K SPENT IN UPGRADES, PERFECTLY POSITIONED ON ONE OF THE MOST DESIRABLE CUL-DE-SACS WITH WIDE, UNOBSTRUCTED LAKE VIEWS. A RARE OPPORTUNITY TO OWN A NEVER-LIVED-IN HOME IN A PREMIUM LOCATION AT AN INCREDIBLE VALUE! Welcome to one of the best locations in Highpointe! Perfectly positioned on an exclusive cul-de-sac with wide, expansive lake views, this beautifully appointed new construction home has never been lived in and offers a bright, functional split-bedroom floor plan designed for modern living. Featuring 4 bedrooms plus a den, which could serve as a 5th bedroom, 3.1 bathrooms, and a 2.5-car garage, this residence offers both elegance and everyday comfort. Enter through the wide, light-filled foyer and immediately enjoy stunning lake views that set the tone for the home. To the left, the private den is ideal for a home office, flex space, or optional guest room, with a powder bath conveniently nearby. Bedrooms 2 and 3 are located on the opposite side of the home and share a spacious bathroom with dual sinks, upgraded cabinetry and a shower/tub combination with shower wall tile & comfort height toilets throughout. Bedroom 4 offers a spacious ensuite bathroom with upgraded cabinetry & shower wall tile. Beyond the large dining area, the home opens to a spacious gathering room and upgraded kitchen, creating the perfect setting for entertaining and everyday living. The kitchen showcases extended upper cabinetry, an elegant backsplash, stainless steel appliances, including a wine fridge, upgraded wood hood, quartz countertops, spacious pantry, and a large center island with ample prep and seating space, plus pocket sliding impact glass doors to the beautiful lanai. The house is also wired with multi room sound system, perfect to play your favorite sounds. The primary suite is privately tucked away and offers beautiful natural light, a large walk-in closet, and a well-appointed ensuite bath with upgraded cabinetry, quartz countertop, dual sinks and an upgraded walk-in shower. A dedicated laundry room provides additional convenience with ample space & cabinetry for storage and organization, a utility sink, upgraded washer & dryer duet front loading machines PLUS a mudroom. The backyard offers exceptional lake views and an ideal setting for outdoor entertainment, with plenty of room to design and build a future pool. Highpointe is one of Stuart's newest gated communities, offering state-of-the-art amenities including a resort-style pool and hot tub, tennis courts, fitness center, on-site manager, and more. The HOA fee includes front and back lawn care, AT&T Fiber 1G internet, and gated entry. This never-lived-in lakefront home offers the perfect combination of location, lifestyle, and new construction convenience.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,951
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
1
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,138 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,138/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Stuart actives
$322 vs $265
Days on market
495 vs 94 typical
Where $322/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34997 — neighborhood snapshot
Population
45,947
Median age
53
Median income
$75,705
Median home value
$335,200
Avg household
2.36
Households w/ children
3,566
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 9801 SW Legacy Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$814,400
10461 SW Highpointe Drive # 258, Stuart FL 34997
5 bd · 3 ba · 2,894 sqft · $281/sqft · 102 DOM
Sold · Jul ’26$938,500
11001 SW Hawkview Circle, Stuart FL 34997
3 bd · 2.5 ba · 2,730 sqft · $344/sqft · 11 DOM
Sold · May ’26$738,000
819 SW Bromelia Ter, Stuart FL 34997
4 bd · 3 ba · 2,679 sqft · $275/sqft · 261 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9801 SW Legacy Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9801 SW Legacy Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9801 SW Legacy Drive FAQs
What would the monthly payment be for 9801 SW Legacy Drive, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,138/mo — principal and interest, the actual property-tax bill, the $409/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9801 SW Legacy Drive, Stuart FL 34997?+
The association fee works out to $409 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9801 SW Legacy Drive, Stuart FL 34997?+
The most recent tax bill on record (2024) was $13,034. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9801 SW Legacy Drive, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $950,000, this home is listed about 258% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9801 SW Legacy Drive, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 144% above the STUART 34997 median — but at 2,951 sqft it's also nearly 3 times the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
495 days on market against a Stuart median of 94 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,099,000, now $950,000 — a $149K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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