1561 NE 12th Terrace # 14, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active515 days on marketListed Mar 21, 2025MLS #R11073967
About this home
1561 NE 12th Terrace # 14, Jensen Beach FL 34957
Motivated Seller - Bring All Offers! Located in the highly desirable 55+ community of Beacon 21 in Jensen Beach, this spacious 2-bedroom, 2-bathroom second-floor condo offers an incredible opportunity for both homeowners and investors. With immediate rental eligibility, this property provides excellent income potential in one of the Treasure Coast's most sought-after coastal communities. Offering 1,272 square feet of living space, this bright and inviting condo features tile flooring throughout, a glass-enclosed patio, smooth ceilings, and an abundance of natural light. The spacious kitchen offers ample cabinetry, modern appliances, and a charming window overlooking peaceful outdoor views. The open dining and living areas flow seamlessly into the enclosed patio, creating the perfect space to relax and enjoy Florida living. The oversized primary suite features a walk-in closet, private vanity area, ensuite bathroom with a walk-in shower, and direct access to the enclosed patio. A separate guest wing provides added privacy with a spacious second bedroom and full bathroom. Recent updates include a newer roof, air conditioning system, water heater, appliances, and bathroom vanity. Built with durable CBS construction, this home offers both comfort and peace of mind. Residents of Beacon 21 enjoy resort-style amenities including a community pool, tennis and pickleball courts, sauna, and available boat slips with ocean access. The HOA covers basic cable, water, lawn care, exterior insurance, roof maintenance, trash service, and exterior pest control. Conveniently located just minutes from beaches, downtown Stuart, shopping, dining, the St. Lucie River, and the Jensen Beach waterfront, this property offers the ideal combination of lifestyle, location, and value. Whether you're looking for a year-round residence, seasonal retreat, or investment property, this is an opportunity you don't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,272
Sqft
0 ac
Lot size
1973
Year built
$109
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−54.7%
$/sqft vs Jensen Beach actives
$109 vs $347
Days on market
515 vs 75 typical
Where $109/sqft sits among the 170 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jensen Beach
Get to know Jensen Beach. See the full Jensen Beach guide →
JENSEN BEACH 34957 — neighborhood snapshot
Population
23,094
Median age
58.5
Median income
$65,658
Median home value
$378,500
Avg household
2.05
Households w/ children
1,635
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
10 of 170
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1561 NE 12th Terrace # 14
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$130,000
1551 NE 13th Terrace Terrace NE # A13, Jensen Beach FL 34957 · same community
2 bd · 2 ba · 1,272 sqft · $102/sqft · 36 DOM
Sold · Jan ’26$164,900
1501 NE 13th Terrace # H1, Jensen Beach FL 34957 · same community
2 bd · 2 ba · 1,272 sqft · $130/sqft · 81 DOM
Sold · Mar ’26$110,000
1501 NE 13th Terrace # H16, Jensen Beach FL 34957 · same community
2 bd · 2 ba · 1,272 sqft · $86/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1561 NE 12th Terrace # 14 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1561 NE 12th Terrace # 14 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1561 NE 12th Terrace # 14 FAQs
What would the monthly payment be for 1561 NE 12th Terrace # 14, Jensen Beach FL 34957?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,901/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1561 NE 12th Terrace # 14, Jensen Beach FL 34957?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1561 NE 12th Terrace # 14, Jensen Beach FL 34957?+
The most recent tax bill on record (2024) was $2,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1561 NE 12th Terrace # 14, Jensen Beach FL 34957?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $139,000, this home is listed about 69% below the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1561 NE 12th Terrace # 14, Jensen Beach FL 34957?+
Jensen Beach High School (high), Jensen Beach Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the JENSEN BEACH 34957 market on paper
$139,000 is 48% below the JENSEN BEACH 34957 median of $268,500, and at $109/sqft it sits under the Jensen Beach average of $372.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
515 days on market against a Jensen Beach median of 75 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Jensen Beach High School, Jensen Beach Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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