David Ramirez
$8,995,000$10,995,0004 bd4.5 ba3,279 sqft$2,743 /sqft$60,131 /mo all-in ↓

1435 N Ocean Way, Palm Beach FL 33480, PALM BEACH, FL, 33480

Active532 days on marketListed Feb 26, 2025MLS #R11066149

Reduced $2.0MWaterfrontPrivate poolSingle Family ResidenceESPLANADE ESTATES

About this home

1435 N Ocean Way, Palm Beach FL 33480

Located on a quiet street in Palm Beach's North End, this modern beach house offers 3,803± total square feet with four bedrooms and four and a half bathrooms. Set on a 12,206± square foot lot, the property features a large pool, spacious yard, and an air-conditioned two-car garage. The interior blends comfort and coastal style, with wood flooring throughout the main living areas and marble finishes in the bathrooms. The living room opens through sliding glass doors to the pool and patio area, creating a natural flow between indoor and outdoor spaces. The kitchen includes a breakfast area, full-size Sub-Zero refrigerator and freezer, double ovens, and an electric cooktop. The adjacent dining room overlooks the lushly landscaped grounds. Three bedrooms are located on the main level, each with en suite baths and closets. The primary bedroom features two walk-in closets and French doors that open to the pool. Upstairs, a private guest suite includes a balcony overlooking the pool and an en suite bath. A separate deeded beach parcelapproximately 2,000± square feet (35' x 56') is available for purchase separately. A pathway accessible from the side of the home leads directly to the private beach parcel.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,279

Sqft

0.28 ac

Lot size

2

Garage

1967

Year built

2

Levels

$2,743

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringMarble · Wood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Free-Standing Freezer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCooking Island · Fire Sprinklers · Entrance Foyer · Pantry · Walk-In Closet(s) · Den/Library/Office · Family Room · Storage · Utility/Laundry In Garage · Utility Room/Laundry
LaundryLaundry Room · In Garage · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile · Concrete · Tile Roof
ConstructionCBS Construction
FacesWest
Parking2 Or More Spaces · Parking Garage
ExteriorOpen Balcony

Community & fees

Taxes (2024)$96,732/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Connected · Septic · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$60,131 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$48,537
PMI (est., until 20% equity)$3,373
Property tax — 2024 actual bill$8,061
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $899,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $899,500
Interest rate6.00%
Loan term

Estimated payment

$60,131/mo

Principal & interest$48,537
PMI (est., until 20% equity)$3,373
Property taxes (actual bill)$8,061
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Beach actives

$2,743 vs $1,248

Days on market

532 vs 113 typical

Where $2,743/sqft sits among the 192 Palm Beach actives

75
37
20
17 · this home
20
23
$322–934$934–1546$1546–2158$2158–2770$2770–3382$3382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The North End

Map of 1435 N Ocean Way, Palm Beach FL 33480 inside its neighborhood boundary

Get to know Palm Beach. See the full Palm Beach guide →

The North End — neighborhood snapshot

Population

1,142

Median age

60

Median income

$250,001

Median home value

$2,000,000

Avg household

2

Households w/ children

120

For the school run

Palm Beach County School District

ElementaryPalm Beach Public School★★★★
HighPalm Beach Lakes High School★★★★
MiddleConniston Middle School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Beach market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$365K$5.0M

Palm Beach median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

4 of 192

Palm Beach actives have cut their price

This home is listed 2180% above the PALM BEACH 33480 median. See the full Palm Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $8,995,000 $2.0M
Feb 26, 2025Listed at $10,995,000 · 532 days on market since
1967Built · ESPLANADE ESTATES

Reality check

What actually sold near 1435 N Ocean Way

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

230 Onondaga Avenue, Palm Beach FL 33480Sold · Apr ’26

$6,800,000

230 Onondaga Avenue, Palm Beach FL 33480 · same community

3 bd · 3 ba · 2,043 sqft · $3,328/sqft · 60 DOM

224 Sandpiper Drive, Palm Beach FL 33480Sold · Jun ’26

$11,550,000

224 Sandpiper Drive, Palm Beach FL 33480

3 bd · 4.5 ba · 3,546 sqft · $3,257/sqft · 134 DOM

274 Monterey Road, Palm Beach FL 33480Sold · Jun ’26

$7,350,000

274 Monterey Road, Palm Beach FL 33480

3 bd · 3 ba · 2,877 sqft · $2,555/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1435 N Ocean Way — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1435 N Ocean Way — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1435 N Ocean Way FAQs

What would the monthly payment be for 1435 N Ocean Way, Palm Beach FL 33480?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $60,131/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1435 N Ocean Way, Palm Beach FL 33480?+

The most recent tax bill on record (2024) was $96,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1435 N Ocean Way, Palm Beach FL 33480?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Beach?+

At $8,995,000, this home is listed about 253% above the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1435 N Ocean Way, Palm Beach FL 33480?+

Palm Beach Public School (elementary), Palm Beach Lakes High School (high), Conniston Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$8,995,000 runs 2180% above the PALM BEACH 33480 median — but at 3,279 sqft it's also nearly twice the size of the typical Palm Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

532 days on market against a Palm Beach median of 113 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Palm Beach Public School, Palm Beach Lakes High School, Conniston Middle School, Glades Construction Academy At West Technical — Palm Beach Public School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $10,995,000, now $8,995,000 — a $2.0M cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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