4605 S Ocean Boulevard # 3b, Highland Beach FL 33487, HIGHLAND BEACH, FL, 33487
Active866 days on marketListed Mar 28, 2024MLS #R10972732
About this home
4605 S Ocean Boulevard # 3b, Highland Beach FL 33487
Move-in ready 2-story ''Beach House'' living inside Parker Highland awaits - with ocean and pool access right outside your door. This Ralph Lauren-designed SW corner townhouse offers over 4,700 total SF with 4 beds, Office, Den, 5 full baths. Lower level has direct access to pool, BBQ and beach - no lobby or elevator needed. Ocean views from 2 wraparound balconies and 270° of natural light. Fully renovated, with high-end finishes and appliances. This Beach Home comes with 2 garage spots and A/C storage. Parker Highland has only 26 units, completely modernized, full reserves and in full compliance. It is a midrise, self-managed, pet-friendly, oceanfront building with 400' of private beach, glass balconies, impact windows, generator, high elevation, rebar construction, and its own dog park. Townhouse 2B/3B in Parker Highland Unit 2B/3B - Residence Details " Two-level southwest corner residence with interior staircase " 4 bedrooms, 5 full bathrooms, plus Office, plus Den " 4,298 SF interior living area " Two wraparound balconies (214 SF each) " Total area: approx. 4,725 SF " Dual entry from both the 2nd and 3rd floors " Lower level offers direct exterior access to pool deck and private beach " Residence is in superior interior condition and fully move-in ready, with no interior work needed " Two deeded garage parking spaces (one of only two residences with two) " Private A/C storage room in garage " Additional common storage for bicycles, kayaks, surfboards, and beach items Parker Highland - Building Overview " Boutique oceanfront building with only 26 residences " Two-level residences limited to just 2 units " Self-managed with transparent governance " Fully reserved with completed Structural Integrity Reserve Study " Completed 40-Year Milestone Inspection (SB 4-D compliant) " Major building modernization completed and fully funded " No pending or future special assessments " Impact windows and doors throughout " Glass balcony systems " Rebar-reinforced concrete construction " Full-building generator " High natural elevation " No neighboring high-rise buildings " 400 feet of private deeded oceanfront Building Improvements (Completed) " Exterior facade restoration " Balcony restoration and waterproofing " Parking deck resurfacing with new flooring system " Roof replacement " Elevator modernization " Fire pump and cooling tower replacement " Generator upgrades " Renovated lobby, reception, mailroom, and common areas " Pool and pool deck updates Amenities " Doorman / concierge-attended lobby " Resident social lounge and game room " Fitness center " Heated oceanfront pool and spa " Private BBQ area " Dedicated dog park " Underground garage and additional parking deck " Private deeded beach access with security and maintenance Highland Beach " Quiet, oceanfront town between Boca Raton and Delray Beach " Approx. 1.1 square miles with limited development " Average natural elevation approx. 13 feet " Town-operated police, fire, water, and municipal services " Approx. 30 minutes to FLL or PBI airports " Close to Boca Raton Airport, Brightline, Mizner Park, and Atlantic Avenue
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
4,298
Sqft
0 ac
Lot size
2
Garage
1981
Year built
2
Levels
$696
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$23,680 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,680/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Highland Beach actives
$696 vs $700
Days on market
866 vs 80 typical
Where $696/sqft sits among the 111 Highland Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Beach
Get to know Highland Beach. See the full Highland Beach guide →
HIGHLAND BEACH 33487 — neighborhood snapshot
Population
20,848
Median age
53.7
Median income
$93,816
Median home value
$573,100
Avg household
2.09
Households w/ children
1,579
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Highland Beach market
$1.3M → $1.0M
Highland Beach median sold, yr/yr
93.6%
Sale-to-list ratio (12 mo)
3 of 111
Highland Beach actives have cut their price
This home is listed 697% above the HIGHLAND BEACH 33487 median. See the full Highland Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4605 S Ocean Boulevard # 3b
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$6,600,000
721 NE Marine Drive, Boca Raton FL 33431
5 bd · 6.5 ba · 4,713 sqft · $1,400/sqft · 61 DOM
Sold · Jul ’26$5,200,000
680 NE Marine Drive N, Boca Raton FL 33431
5 bd · 5.5 ba · 4,800 sqft · $1,083/sqft · 559 DOM
Sold · Jun ’26$4,705,000
785 NE 70th Street, Boca Raton FL 33487
5 bd · 5.5 ba · 4,803 sqft · $980/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4605 S Ocean Boulevard # 3b — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4605 S Ocean Boulevard # 3b — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4605 S Ocean Boulevard # 3b FAQs
What would the monthly payment be for 4605 S Ocean Boulevard # 3b, Highland Beach FL 33487?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,680/mo — principal and interest, the actual property-tax bill, the $4,669/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4605 S Ocean Boulevard # 3b, Highland Beach FL 33487?+
The association fee works out to $4,669 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4605 S Ocean Boulevard # 3b, Highland Beach FL 33487?+
The most recent tax bill on record (2025) was $19,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4605 S Ocean Boulevard # 3b, Highland Beach FL 33487?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Highland Beach?+
At $2,990,000, this home is listed about 200% above the Highland Beach median of $997,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4605 S Ocean Boulevard # 3b, Highland Beach FL 33487?+
J. C. Mitchell Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,990,000 runs 697% above the HIGHLAND BEACH 33487 median — but at 4,298 sqft it's also nearly 3 times the size of the typical Highland Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $4,669/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
866 days on market against a Highland Beach median of 80 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
J. C. Mitchell Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
$2,995,000
3115 S Ocean Boulevard # 103, Highland Beach FL 33487, HIGHLAND BEACH
3 bd · 2.5 ba · 1,824 sqft
$2,950,000
3740 S Ocean Boulevard # 1102, Highland Beach FL 33487, HIGHLAND BEACH
3 bd · 3 ba · 2,831 sqft
$2,895,000
3200 S Ocean Boulevard # 201, Highland Beach FL 33487, HIGHLAND BEACH
3 bd · 3.5 ba · 3,516 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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