David Ramirez
$395,000$495,0004 bd2.5 ba2,200 sqft$180 /sqft$3,022 /mo all-in ↓

21 Andes MONTEREY, SAN JUAN, PR, 00926

Active555 days on marketListed Jan 26, 2025MLS #PR9111327

Reduced $100KSingle Family ResidenceMONTEREY

About this home

21 Andes MONTEREY

Excellent property, completely remodeled, 4 bedrooms - 2.5 bath, great panoramic view of the San Juan metro area. Great location. Lot 561 meters.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,200

Sqft

0 ac

Lot size

3

Garage

1998

Year built

Two

Levels

$180

Per sqft

Inside

FlooringCeramic Tile
AppliancesNone
InteriorOpen Floorplan
LaundryInside
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationBlock · Concrete Perimeter
FacesNorth
ExteriorBalcony · Garden

Community & fees

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$3,022 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Est. property taxes (1.1%/yr)$362
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,022/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Est. property taxes$362
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Downtown Monterey

Map of 21 Andes MONTEREY

Downtown Monterey — neighborhood snapshot

Population

546

Median age

40

Median income

$65,726

Median home value

$880,100

Avg household

2

Households w/ children

18%

For the school run

Monterey Peninsula Unified School District

HighMonterey High★★★★
ElementaryMonte Vista★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The SAN JUAN 00926 market

This home is listed 13% above the SAN JUAN 00926 median.

Paper trail

This home's history

CurrentPrice reduced to $395,000 $100K
Jan 26, 2025Listed at $495,000 · 555 days on market since
1998Built · MONTEREY

Reality check

What actually sold near 21 Andes MONTEREY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

503 SANTIAGO AVENUESold · Mar ’26

$324,900

503 SANTIAGO AVENUE · same community

3 bd · 1.5 ba · 1,335 sqft · $243/sqft · 71 DOM

2460 WATERFRONT CIRCLESold · Dec ’25

$1,875,000

2460 WATERFRONT CIRCLE · same community

5 bd · 5.5 ba · 5,566 sqft · $337/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21 Andes MONTEREY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21 Andes MONTEREY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

21 Andes MONTEREY FAQs

What would the monthly payment be for 21 Andes MONTEREY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,022/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in SAN JUAN 00926?+

At $395,000, this home is listed about 13% above the SAN JUAN 00926 median of $349,500. The market section on this page shows how the area is trending.

Which schools are assigned to 21 Andes MONTEREY?+

Monterey High (high), Monte Vista (elementary) — Monterey Peninsula Unified School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$395,000 runs 13% above the SAN JUAN 00926 median.

02Strong assigned schools

Monterey High, Monte Vista — Monterey High rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $495,000, now $395,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of BAEZ & ASSOCIATES REAL ESTATE · Fernando Baez. MLS #PR9111327.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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