12201 INDIAN CREEK DRIVE, POINCIANA, FL, 34759
Pending23 days on marketListed Jul 23, 2026MLS #P4939389
About this home
12201 INDIAN CREEK DRIVE
Welcome to Lake Marion Golf Resort, a gated community offering an impressive selection of amenities, including a clubhouse, resort-style community pool, hot tub, fitness center, tennis court, shuffleboard, basketball court, and playground. This second-floor corner-unit condo features a full kitchen with all appliances, a stackable washer and dryer, and no carpet throughout. Enjoy added privacy with no rear neighbors and peaceful wooded views from the private balcony. The unit includes two assigned parking spaces and is conveniently located across from Lake Marion Creek Middle School. Internet, cable, and lawn service are included in the rent through the HOA. The property is available to show seven days a week; contact our office to schedule a private showing. HOA application and renters insurance are required.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,218
Sqft
0.02 ac
Lot size
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Poinciana actives
$1 vs $180
Days on market
23 vs 21 typical
Where $1/sqft sits among the 196 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Lake Marion Golf, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,788/mo median
Live Poinciana rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Lake Marion Golf is a short-term-rental community. See the full guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
51 of 196
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 12201 INDIAN CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$165,000
5201 LAKE MARION GOLF RESORT UNIT 5201 · same community
3 bd · 2 ba · 1,218 sqft · $135/sqft · 112 DOM
Sold · Aug ’26$129,000
13101 INDIAN CREEK DRIVE UNIT N/A · same community
2 bd · 2 ba · 981 sqft · $131/sqft · 20 DOM
Sold · Dec ’25$260,000
272 HYACINTH COURT
3 bd · 2 ba · 1,244 sqft · $209/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12201 INDIAN CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12201 INDIAN CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12201 INDIAN CREEK DRIVE FAQs
What would the monthly payment be for 12201 INDIAN CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 12201 INDIAN CREEK DRIVE be rented short-term?+
Yes — this home sits inside Lake Marion Golf, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 12201 INDIAN CREEK DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $1,295, this home is listed about 100% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12201 INDIAN CREEK DRIVE?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the POINCIANA 34759 market on paper
$1,295 is 99% below the POINCIANA 34759 median of $224,500, and at $1/sqft it sits under the Poinciana average of $183.
02Zoned for nightly rentals
Lake Marion Golf is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04The price has already moved
Listed at $1,800, now $1,295 — a $505 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HAINES AND HAVEN RESIDENTIAL · Lucas Oliveira. MLS #P4939389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Poinciana homes, in your inbox
Like 12201 INDIAN CREEK DRIVE but not quite? A daily digest of every new listing in Poinciana — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →