4237 COYOTE TRAIL, POLK CITY, FL, 33868
Active24 days on marketListed Jul 9, 2026MLS #P4939275
About this home
4237 COYOTE TRAIL
Welcome to your own slice of country paradise in the heart of Polk City! Situated on .84 acres, this beautifully maintained 4-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and outdoor living. The spacious split-bedroom floor plan features an open living area that flows seamlessly into the kitchen and dining space, making it ideal for both everyday living and entertaining. Recent updates include a new refrigerator and dishwasher, while the durable metal roof provides lasting peace of mind. Step outside to your private backyard retreat featuring an above-ground pool, a fully fenced yard, and a storage shed for all your tools, toys, or hobbies. With nearly an acre of land, there’s still plenty of room to garden, play, or simply enjoy the peaceful surroundings. Seller is motivated and open to negotiations. Conveniently located with easy access to I-4, you’ll enjoy the best of both worlds, quiet country living with an easy commute to Lakeland, Tampa, and Orlando. Don’t miss this opportunity to own a move-in-ready home with space to live, relax, and grow. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,904
Sqft
0.84 ac
Lot size
2020
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,534 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,534/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$176 vs $277
Days on market
24 vs 81 typical
Where $176/sqft sits among the 86 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Country Trails
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
Country Trails — neighborhood snapshot
Population
1,105
Median age
34
Median income
$59,615
Median home value
$220,200
Avg household
3
Households w/ children
180
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $295K
Polk City median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
48 of 86
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 586% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4237 COYOTE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$307,000
4055 BIG BEND TRAIL · same community
4 bd · 2 ba · 1,620 sqft · $190/sqft · 100 DOM
Sold · Feb ’26$265,000
4327 PORTAGE DRIVE · same community
3 bd · 2 ba · 1,271 sqft · $208/sqft · 16 DOM
Sold · Dec ’25$250,000
8930 HAMMOCK LOOP · same community
3 bd · 2 ba · 1,216 sqft · $206/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4237 COYOTE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4237 COYOTE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4237 COYOTE TRAIL FAQs
What would the monthly payment be for 4237 COYOTE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,534/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4237 COYOTE TRAIL?+
The most recent tax bill on record (2025) was $2,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Polk City?+
At $335,999, this home is listed about 16% below the Polk City median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4237 COYOTE TRAIL?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Jamie Baker. MLS #P4939275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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