3500 HIBISCUS DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active27 days on marketListed Jul 10, 2026MLS #P4939270
About this home
3500 HIBISCUS DRIVE
Great opportunity to own a 3 bedroom 2 bathroom home on half an acre with lake access. New shingles, well and well pump were added in June of 2026. The kitchen has some newer appliances and the living room and dining room have upgraded vinyl plank flooring. There is a 26 x 12 screened porch on the back and a fenced area for a dog run. The kitchen provides a dinette area and has a breakfast bar. The house has a 2 car garage with side entry and there's a 30 amp RV breaker just outside the garage. There's also a 2 car carport that offers additional covered parking. This community offers lake access to Lake Walk in Water, the largest surface area lake in Polk County well known for it's fishing, wild life and water sports. Indian Lake Estates has a community boat ramp, marina and lakeside pavilion. Other amenities include 18 and 9 hole golf course, tennis courts, 23,000 square foot clubhouse, cafe, post office, churches, library, pro shop, fitness room and playground. The community is located just off SR 60, East of Lake Wales and less than 2 hours from the East and West coast beaches of Florida. River Ranch Resort is minutes away, so you can enjoy everything it has to offer, especially the Saturday evening Rodeo. Bok Tower Gardens and Spook Hill are 15 minutes away, Lego Land Florida is 45 minutes away and the Central Florida attractions are only 90 minutes away so there's always plenty to do. Or you can stay home and sit on the screened porch and enjoy the local wildlife including turkey, deer, bobcats and foxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,351
Sqft
0.55 ac
Lot size
2
Garage
2005
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,143 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,143/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs INDIAN LAKE ESTATES
$198 vs $209
Days on market
27 vs 52 typical
Where $198/sqft sits among the 25 homes for sale in INDIAN LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
9 of 25
INDIAN LAKE ESTATES have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1123% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 3500 HIBISCUS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$320,000
6294 ARBOREA DRIVE · same community
2 bd · 2 ba · 1,335 sqft · $240/sqft · 409 DOM
Sold · Jun ’26$330,000
3850 PARK AVENUE · same community
2 bd · 2 ba · 1,381 sqft · $239/sqft · 16 DOM
Sold · Aug ’25$325,000
6476 AMARYLLIS DRIVE · same community
2 bd · 2 ba · 1,384 sqft · $235/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3500 HIBISCUS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3500 HIBISCUS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3500 HIBISCUS DRIVE FAQs
What would the monthly payment be for 3500 HIBISCUS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,143/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3500 HIBISCUS DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3500 HIBISCUS DRIVE?+
The most recent tax bill on record (2026) was $3,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3500 HIBISCUS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $267,900, this home is listed about 28% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3500 HIBISCUS DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$267,900 runs 1123% above the INDIAN LAKE ESTATES 33855 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $269,900, now $267,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Ken Welch. MLS #P4939270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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