643 BUCCANEER STREET NW, LAKE PLACID, FL, 33852
Active25 days on marketListed Jul 15, 2026MLS #P4939251
About this home
643 BUCCANEER STREET NW
Build your Florida dream on this beautiful wooded corner lot in the desirable Placid Lakes community! Situated on a paved road with nearby utilities, this property offers the perfect opportunity for your future home or investment. Enjoy easy access to Lake June in Winter, Lake Placid, and Lake August for boating, fishing, and outdoor recreation. Discover the charm of Lake Placid—The Town of Murals—known for its colorful murals, vibrant downtown Farmer's Market, annual Caladium Festival, holiday celebrations, and year-round community events. Whether you're looking to build now or invest for the future, this is your chance to own a piece of Florida's small-town paradise.
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $440K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 643 BUCCANEER STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$299,000
660 SENECA DRIVE NW · same community
3 bd · 2 ba · 1,716 sqft · $174/sqft · 51 DOM
Sold · Sep ’25$264,000
113 Gull Ave NW, Lake Placid FL 33852
3 bd · 2 ba · 1,170 sqft · $226/sqft · 34 DOM
Sold · Sep ’25$255,000
323 Garfield Ave NE, Lake Placid FL 33852
3 bd · 2 ba · 1,170 sqft · $218/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 643 BUCCANEER STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 643 BUCCANEER STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
643 BUCCANEER STREET NW FAQs
What would the monthly payment be for 643 BUCCANEER STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $311/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 643 BUCCANEER STREET NW?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 643 BUCCANEER STREET NW?+
The most recent tax bill on record (2025) was $278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 643 BUCCANEER STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Placid?+
At $19,900, this home is listed about 93% below the Lake Placid median of $294,500. The market section on this page shows how the area is trending.
Which schools are assigned to 643 BUCCANEER STREET NW?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKE & LAND MYERS REALTY · Harelis Santis. MLS #P4939251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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