David Ramirez
$1,4002 bd1 ba935 sqft$1 /sqft$170 /mo all-in ↓

780 E NORTH STREET, BARTOW, FL, 33830

Active20 days on marketListed Jun 29, 2026MLS #P4939192

Priced 100% below the BARTOW 33830 median1/2 Duplex

About this home

780 E NORTH STREET

NEAT & CLEAN READY TO MOVE IN THIS LARGE DUPLEX FEATURES; PAINTED INTERIOR WITH 2 LARGE BEDROOMS WITH LAMINATE FLOORING AND ONE BATHROOM, OPEN KITCHEN WITH NEWER CABINETS & COUNTER TOPS, STAINLESS STEEL APPLICANCES & GREAT ROOM WITH CERAMIC TILE FLOORING (NO CARPET), 3-CEILING FANS AND UTILITY ROOM WITH WASHER DRYER HOOK UPS AND STORAGE AREA. OPEN PATIO IN REAR YARD AND RENT INCLUDES LAWN CARE. NO PETS PLEASE.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

935

Sqft

0.19 ac

Lot size

1986

Year built

One

Levels

$1

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ParkingAssigned · None · Open · Parking Pad

Community & fees

PetsNo

Utilities & systems

UtilitiesCable Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$170 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $49Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $49
Interest rate6.00%
Loan term

Estimated payment

$170/mo

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bartow actives

$1 vs $173

Days on market

20 vs 42 typical

Where $1/sqft sits among the 121 Bartow actives

0 · this home
3
16
54
29
19
$1–46$46–91$91–135$135–180$180–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 780 E NORTH STREET

Drive times from this address

Downtown Tampa55 min
Walt Disney World62 min
Tampa Int’l Airport (TPA)68 min
Orlando Int’l Airport (MCO)73 min

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

68 of 121

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $1,400 · 20 days on market since
1986Built

Reality check

What actually sold near 780 E NORTH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1450 EMERSON AVENUESold · Dec ’25

$180,000

1450 EMERSON AVENUE

2 bd · 1 ba · 957 sqft · $188/sqft · 39 DOM

1115 S VIRGINIA AVENUESold · Jan ’26

$169,000

1115 S VIRGINIA AVENUE

3 bd · 1 ba · 968 sqft · $175/sqft · 124 DOM

1090 W MCLEOD STREETSold · Apr ’26

$221,000

1090 W MCLEOD STREET

3 bd · 1 ba · 900 sqft · $246/sqft · 220 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 780 E NORTH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 780 E NORTH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

780 E NORTH STREET FAQs

What would the monthly payment be for 780 E NORTH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 780 E NORTH STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $1,400, this home is listed about 100% below the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 780 E NORTH STREET?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STAR REALTY OF WINTER HAVEN · CarLee Marchetti. MLS #P4939192.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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