David Ramirez
$299,9003 bd2 ba1,556 sqft$193 /sqft$2,457 /mo all-in ↓

4294 BERWICK DRIVE, LAKE WALES, FL, 33859

Active24 days on marketListed Jun 29, 2026MLS #P4939157

Fully furnishedSingle Family ResidenceLAKE ASHTON GOLF CLUB PH 01

About this home

4294 BERWICK DRIVE

Begin the next exciting chapter of your life in Lake Ashton, Central Florida's premier 55+ active-adult community, where this beautifully maintained and tastefully updated 2-bedroom, 2-bath home with a den enjoys a desirable location overlooking the Lake Ashton East Golf Course. From the moment you arrive, you'll appreciate the care and quality found throughout. The updated kitchen features newer appliances, granite countertops, and a large sun tunnel that fills the space with abundant natural light. Beautiful wood laminate flooring extends through the living room, both bedrooms, and the den, creating a warm and inviting atmosphere. Both bathrooms are enhanced with sun tunnels, while the spacious primary bath has been tastefully remodeled to include a walk-in shower with tile extending to the ceiling, a double-sink vanity, and a separate door providing privacy between the vanity and shower area. The enclosed veranda offers additional year-round living space with wood laminate flooring and retractable sunshades on every window, making it the perfect place to relax while enjoying the golf course setting. Throughout the home, newer double-pane windows tilt inward for easy cleaning and are complemented by elegant plantation shutters. The roof was replaced in 2018, providing added peace of mind. Even better, this exceptional home is being sold turnkey, including all furniture, electronics, furnishings, plus a 2021 Yamaha golf cart and charger, allowing you to begin enjoying the Florida lifestyle from day one. Beyond the home itself, Lake Ashton offers an unparalleled resort-style lifestyle with two 18-hole championship golf courses, a 26,000-square-foot clubhouse, a state-of-the-art health and fitness center, indoor and outdoor swimming pools, pickleball courts, a bowling alley, and an active calendar of clubs, activities, and social events. Combining an outstanding golf course location, thoughtful updates, turnkey convenience, and an impressive list of features, this is a home that truly must be experienced in person. Schedule your private showing today and discover the Florida lifestyle you've been dreaming of.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,556

Sqft

0.14 ac

Lot size

2

Garage

2002

Year built

One

Levels

$193

Per sqft

Golf Course viewFurnished55+ community

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorChair Rail · Crown Molding · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Rain Gutters

Community & fees

HOA fee$5/mo
Taxes (2025)$4,723/yr
PetsCats OK, Dogs OK
CommunityFishing · Lake · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Racquetball · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,457 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$394
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,457/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$394
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$250KedgeAI estimate $283,345 · range $260K$341K$355K

vs edgeAI estimate

+5.8%

Days on market

24 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Ashton

Map of 4294 BERWICK DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World47 min
Universal Orlando57 min
Downtown Orlando63 min
Orlando Int’l Airport (MCO)68 min
Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

Lake Ashton — neighborhood snapshot

Population

3,278

Median age

62

Median income

$75,204

Median home value

$304,700

Avg household

2

Households w/ children

115

For the school run

Polk County School District

ElementaryChain Of Lakes Elementary School★★★★★
HighLake Region High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$275K$275K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $299,900 · 24 days on market since
2002Built · LAKE ASHTON GOLF CLUB PH 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4294 BERWICK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4294 BERWICK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4294 BERWICK DRIVE FAQs

What would the monthly payment be for 4294 BERWICK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,457/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4294 BERWICK DRIVE?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4294 BERWICK DRIVE?+

The most recent tax bill on record (2025) was $4,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4294 BERWICK DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $299,900, this home is listed about 17% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.

Which schools are assigned to 4294 BERWICK DRIVE?+

Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GLOBAL LIFESTYLE LLC · Brad Kirwan. MLS #P4939157.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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