107 ELBA DRIVE NE, LAKE PLACID, FL, 33852
Active55 days on marketListed Jun 12, 2026MLS #P4939027
About this home
107 ELBA DRIVE NE
$2500 SELLER'S CREDIT TOWARDS A STORAGE SHED, ASK YOUR AGENT FOR DETAILS! Move right into this beautiful 2022 concrete block home located in the desirable Placid Lakes community. This thoughtfully designed 3-bedroom, 2-bath residence offers a bright and modern open-concept floor plan featuring vaulted ceilings, oversized tile flooring throughout, recessed lighting, and abundant natural light. The stylish kitchen showcases white shaker-style cabinetry, sleek countertops, stainless steel appliances, ample storage, and an open layout perfect for entertaining and everyday living. The split-bedroom floor plan provides privacy for the owner's suite while offering comfortable accommodations for family and guests. Both bathrooms feature contemporary tile finishes and modern fixtures, creating a clean and elegant feel throughout the home. Situated on a spacious ¼-acre lot with no immediate neighbors on either side, you'll enjoy added privacy and peaceful natural surroundings. Additional features include central water service, a newly installed drain field, and a concrete driveway. As a property owner in Placid Lakes, you'll enjoy exclusive access to Lake June-in-Winter through August Tobler Park, featuring a boat ramp, picnic facilities, fishing, boating, and one of Highlands County's most sought-after recreational lakes. Conveniently located near downtown Lake Placid, you'll enjoy nearby lakes, nature trails, local dining, shopping, and the relaxed Florida lifestyle year-round. This property could be your forever home, a vacation getaway, an income producing opportunity, or a retirement dream-the choice is yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,160
Sqft
0.23 ac
Lot size
2022
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,826 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,826/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs Lake Placid actives
$195 vs $195
Days on market
55 vs 53 typical
Where $195/sqft sits among the 65 Lake Placid actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $440K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
24 of 65
Lake Placid actives have cut their price
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1316% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 ELBA DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$350,000
201 ANNA MARIA WAY NE · same community
3 bd · 2 ba · 1,845 sqft · $190/sqft · 165 DOM
Sold · Sep ’25$320,000
435 Cross Creek Avenue, Lake Placid FL 33852 · same community
3 bd · 3 ba · 2,192 sqft · $146/sqft · 149 DOM
Sold · Sep ’25$264,000
113 Gull Ave NW, Lake Placid FL 33852
3 bd · 2 ba · 1,170 sqft · $226/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 ELBA DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 ELBA DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 ELBA DRIVE NE FAQs
What would the monthly payment be for 107 ELBA DRIVE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,826/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 107 ELBA DRIVE NE?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 107 ELBA DRIVE NE?+
The most recent tax bill on record (2025) was $2,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 107 ELBA DRIVE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Placid?+
At $226,500, this home is listed about 22% below the Lake Placid median of $292,200. The market section on this page shows how the area is trending.
Which schools are assigned to 107 ELBA DRIVE NE?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$226,500 runs 1316% above the LAKE PLACID 33852 median.
02Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $229,000, now $226,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKE & LAND MYERS REALTY · Harelis Santis. MLS #P4939027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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