David Ramirez
Short-Term Rental Eligible
$343,500$359,5004 bd2 ba1,972 sqft$174 /sqft$3,038 /mo all-in ↓

316 ANDALUSIA LOOP, DAVENPORT, FL, 33837

Active48 days on marketListed Jun 6, 2026MLS #P4938961

Est. $54K/yr short-term rental revenueReduced $16KSingle Family ResidenceMARBELLA AT DAVENPORT

About this home

316 ANDALUSIA LOOP

This well-loved 4-bedroom, 2 bath home is not going to last long on the market! Located in a gated community. Your lawn care and shrub trimming is included with your HOA fees-No need for a lawn mower and trimmer! The HOA fees also include Spectrum cable/internet system. There are cameras at the gates for extra security. The unique feature of the Monica Floor plan also has a computer station right next to the laundry room. The home has numerous upgrades; totally remodeled Kitchen with extended wood cabinets and crown molding; recessed lights; double oven range with the larger oven as a convection oven; granite countertops and breakfast bar and dinette with easy access to the family room. Family room, dinette and Kitchen have cathedral ceilings. The family room has double sliding doors which lead you into the extended Lania. The extended screened-in Lania was completed in 2019 and can handle wind speed up to 135mph; concrete flooring; 8-person hot tub with its own electrical control box; 2 screen doors, Part of the Lania is covered along with a ceiling fan to keep everyone cool. There is plenty of space for entertainment. No backyard neighbors. The double door with bottom freezer was replaced approx. 1.5 yrs ago. All appliances are stainless steel. Double sink has a touch faucet. Perfect for entertaining! Primary Bedroom has a large bath with a tiled walk-in shower and separate tub, double sinks with plenty of storage space, linen closet and spacious walk-in closet. Upgraded sink area also has granite countertops. GE Extra-large capacity Front load washer and Dryer are less than 1 yr old and it can be controlled with your phone. Extended tiled flooring throughout; bedrooms are carpeted. Central A/C system was replaced in 2025 with the air handler located in the hall closet. Windows are double pane and are easy to open for cleaning. Windows have wooden blinds. Formal Living room/Dining room. Guest Bath has a tub with shower and granite countertop for the vanity. The 3 Guest Bedrooms have double doors for the closets. Roof has been replaced within the last 5 years with Architectural Shingles. Double car garage with enough space to add upper storage units, Electric Garage opener with keypad. Attic Space access through the garage-no staircase installed. Ring camera doorbell included along with remote access with a Yale brand keypad. Gated community has a playground area along with a tennis court for homeowners to use. The community has sidewalks throughout. Easy access to Hwy 27 and Hwy 17 for trips to shopping, restaurants, theme parks and airports. Fire department is just down the road from the subdivision. This community does allow Short Term rentals.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,972

Sqft

0.15 ac

Lot size

2

Garage

2014

Year built

One

Levels

$174

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Exhaust Fan · Heat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$217/mo
Taxes (2025)$5,846/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,038 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,022
FHA mortgage insurance (est.)$152
Property tax — 2025 actual bill$487
HOA fee — from the listing$217
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,023Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,023
Interest rate6.00%
Loan term

Estimated payment

$3,038/mo

Principal & interest$2,022
FHA mortgage insurance (est.)$152
Property taxes (actual bill)$487
HOA / condo fee$217
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $344K
$323KedgeAI estimate $344,104 · range $337K$354K$368K

vs edgeAI estimate

−0.2%

$/sqft vs Davenport actives

$174 vs $189

Days on market

48 vs 42 typical

Where $174/sqft sits among the 400 Davenport actives

62
101 · this home
81
63
52
41
$147–164$164–182$182–199$199–217$217–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$53,932/yr gross

Avg nightly rate$328
Occupancy (comp set)45%
CommunityMarbella
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price8.0%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Davenport short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.

Where it sits

Inside Marbella At Davenport

Map of 316 ANDALUSIA LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World27 min
Universal Orlando38 min
Downtown Orlando44 min
Orlando Int’l Airport (MCO)48 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Marbella is a short-term-rental community. See the full guide →

Marbella At Davenport — neighborhood snapshot

Population

536

Median age

55

Median income

$69,305

Median home value

$328,685

Avg household

3

Households w/ children

36%

For the school run

Polk County School District

ElementaryHorizons Elementary School★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

163 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $343,500 $16K
Jun 6, 2026Listed at $359,500 · 48 days on market since
2014Built · MARBELLA AT DAVENPORT

Reality check

What actually sold near 316 ANDALUSIA LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

908 ANDALUSIA LOOPSold · Jun ’26

$375,000

908 ANDALUSIA LOOP · same community

4 bd · 3 ba · 1,962 sqft · $191/sqft · 187 DOM

846 ANDALUSIA LOOPSold · Sep ’25

$379,900

846 ANDALUSIA LOOP · same community

4 bd · 3 ba · 1,962 sqft · $194/sqft · 8 DOM

725 ANDALUSIA LOOPSold · Jun ’26

$365,000

725 ANDALUSIA LOOP · same community

4 bd · 3.5 ba · 1,937 sqft · $188/sqft · 223 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 316 ANDALUSIA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 316 ANDALUSIA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

316 ANDALUSIA LOOP FAQs

What would the monthly payment be for 316 ANDALUSIA LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,038/mo — principal and interest, the actual property-tax bill, the $217/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 316 ANDALUSIA LOOP?+

The association fee works out to $217 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 316 ANDALUSIA LOOP?+

The most recent tax bill on record (2025) was $5,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 316 ANDALUSIA LOOP be rented short-term?+

Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 316 ANDALUSIA LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $343,500, this home is listed about 12% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 316 ANDALUSIA LOOP?+

Horizons Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GOOD COMPANY REALTY INC. · Sanda Andrews. MLS #P4938961.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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