David Ramirez
$274,999$279,9994 bd3 ba1,421 sqft$194 /sqft$1,931 /mo all-in ↓

1708 E MAIN STREET, LAKELAND, FL, 33801

Active51 days on marketListed Jun 4, 2026MLS #P4938932

Reduced $5KPrivate poolSingle Family ResidenceSHORE ACRES

About this home

1708 E MAIN STREET

Welcome to 1708 E Main Street, Lakeland, FL! This beautifully remodeled 4-bedroom, 3-bathroom NO HOA block home offers the perfect combination of modern updates and comfortable living. Step inside to find a beautiful kitchen featuring almost new cabinets, granite countertops, and stainless-steel appliances. The spacious living areas are enhanced with pre wired sound system throughout the living room and primary bedroom, creating the perfect atmosphere for entertaining or relaxing at home. Enjoy year-round comfort with double-pane windows and a unique electric fireplace that provides warmth while offering customizable color-changing ambiance. Outside, you’ll find a private backyard enclosed with durable vinyl fencing, a storage shed for all your tools and equipment, a screened porch & pool area ! perfect for enjoying Florida’s beautiful weather. Home has central AC throughout ,mini split in the master is just for extra cooling. Roof was replaced in 2024. With its thoughtful upgrades, spacious layout, and desirable features, this move-in-ready home priced under 300k with a pool!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,421

Sqft

0.18 ac

Lot size

1955

Year built

One

Levels

$194

Per sqft

Private poolFireplace

Inside

FlooringLaminate · Tile
AppliancesDryer · Range · Refrigerator · Washer
InteriorCrown Molding · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Mini-Split Unit(s)
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorPrivate Yard · Storage

Community & fees

Taxes (2025)$366/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,931 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$1,931/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SHORE ACRES

$194 vs $897

Days on market

51 vs 33 typical

Where $194/sqft sits among the 9 homes for sale in SHORE ACRES

4 · this home
0
2
0
2
1
$144–491$491–837$837–1183$1183–1530$1530–1876$1876+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Bonny

Map of 1708 E MAIN STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Walt Disney World44 min
Tampa Int’l Airport (TPA)52 min
Universal Orlando54 min
Downtown Orlando60 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Lake Bonny — neighborhood snapshot

Population

1,049

Median age

40

Median income

$53,563

Median home value

$133,627

Avg household

3

Households w/ children

124

For the school run

Polk County School District

ElementaryPhilip O'Brien Elementary School★★★★★
HighLakeland Senior High School★★★★★
MiddleCrystal Lake Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

4 of 9

SHORE ACRES have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the LAKELAND 33801 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $274,999 $5K
Jun 4, 2026Listed at $279,999 · 51 days on market since
1955Built · SHORE ACRES

Reality check

What actually sold near 1708 E MAIN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1512 HOLLY ROADSold · Nov ’25

$170,000

1512 HOLLY ROAD · same community

3 bd · 2 ba · 1,420 sqft · $120/sqft · 57 DOM

639 SHORE ACRES DRIVESold · Aug ’25

$288,900

639 SHORE ACRES DRIVE · same community

3 bd · 2 ba · 1,386 sqft · $208/sqft · 219 DOM

1938 E FERN ROADSold · Oct ’25

$239,000

1938 E FERN ROAD · same community

3 bd · 2 ba · 1,500 sqft · $159/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1708 E MAIN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1708 E MAIN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1708 E MAIN STREET FAQs

What would the monthly payment be for 1708 E MAIN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,931/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1708 E MAIN STREET?+

The most recent tax bill on record (2025) was $366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $274,999, this home is listed about 19% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1708 E MAIN STREET?+

Philip O'Brien Elementary School (elementary), Lakeland Senior High School (high), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Reyna Benitez. MLS #P4938932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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