PALMETTO AVENUE NE, WINTER HAVEN, FL, 33881
Active65 days on marketListed Jun 3, 2026MLS #P4938913
About this home
PALMETTO AVENUE NE
Buildable Lot located within Florence Villa CRA. This lot offers an excellent opportunity for builders, investors, or developers looking for infill residential projects that are across the street from each other. There are two other additional lots also for sale across the street 000077 (P4938911) and 000140 (P4938912). Or purchase all three (P4938828) Located within Florence Villa CRA — potential incentives may apply (buyer to verify). Located near existing residential development with strong demand for affordable and entry-level housing. Low annual taxes and flexible development potential make this an attractive investment. Buyer to verify utilities, zoning, and building requirements.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$486 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$486/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Florence Villa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Florence Villa — neighborhood snapshot
Population
5,369
Median age
39
Median income
$30,573
Median home value
$63,082
Avg household
3
Households w/ children
620
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near PALMETTO AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$157,900
425 AVENUE B NE
2 bd · 1 ba · 672 sqft · $235/sqft · 28 DOM
Sold · Mar ’26$100,020
448 AVENUE B NE
2 bd · 2 ba · 700 sqft · $143/sqft · 0 DOM
Sold · Sep ’25$207,000
766 BATES AVENUE SW
2 bd · 1 ba · 992 sqft · $209/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about PALMETTO AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PALMETTO AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
PALMETTO AVENUE NE FAQs
What would the monthly payment be for PALMETTO AVENUE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $486/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on PALMETTO AVENUE NE?+
The most recent tax bill on record (2025) was $302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at PALMETTO AVENUE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $47,500, this home is listed about 83% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to PALMETTO AVENUE NE?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · April Spaulding. MLS #P4938913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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