David Ramirez
Short-Term Rental Eligible
$2,075$2,1504 bd2 ba1,928 sqft$1 /sqft$175 /mo all-in ↓

228 HILLCREST DRIVE, DUNDEE, FL, 33838

Active57 days on marketListed May 27, 2026MLS #P4938818

Priced 99% below the DUNDEE 33838 medianReduced $75Single Family ResidenceVISTA DEL LAGO PH III

About this home

228 HILLCREST DRIVE

Beautiful 4BR/2BA pet friendly home for rent in Estates of Vista del Lago, Dundee. This spacious property offers an open living area, bright kitchen, private primary suite with walk in closet, and three additional bedrooms. Enjoy a large backyard, two car garage, & living just minutes from US 27, shopping, and local schools. Pets welcome! Some breed restrictions apply—please ask for details. Move in ready and perfect for comfortable Florida living.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,928

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

One

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ParkingCovered · Driveway · Garage Door Opener · Ground Level · Off Street

Community & fees

PetsCats OK, Dogs OK, Monthly Pet Fee, Pet Deposit, Size Limit

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$175 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $73Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $73
Interest rate6.00%
Loan term

Estimated payment

$175/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Vista Del Lago, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVista Del Lago
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,999/mo median

MarketDundee
Annual gross at median$23,988
Gross yield on this price1156.0%
Homes for rent right now9

Live Dundee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Vista Del Lago

Map of 228 HILLCREST DRIVE

Drive times from this address

Walt Disney World42 min
Universal Orlando53 min
Downtown Orlando59 min
Orlando Int’l Airport (MCO)63 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Del Lago is a short-term-rental community. See the full guide →

DUNDEE 33838 — neighborhood snapshot

Population

5,431

Median age

32.6

Median income

$44,514

Median home value

$230,100

Avg household

2.93

Households w/ children

740

For the school run

Polk County School District

ElementarySandhill Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dundee market

Seller’s marketLeans buyer7.6 months of inventoryBuyer’s market

$315K$310K

Dundee median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the DUNDEE 33838 median. See the full Dundee market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,075 $75
May 27, 2026Listed at $2,150 · 57 days on market since
2022Built · VISTA DEL LAGO PH III

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 228 HILLCREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 228 HILLCREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

228 HILLCREST DRIVE FAQs

What would the monthly payment be for 228 HILLCREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 228 HILLCREST DRIVE be rented short-term?+

Yes — this home sits inside Vista Del Lago, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 228 HILLCREST DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dundee?+

At $2,075, this home is listed about 99% below the Dundee median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 228 HILLCREST DRIVE?+

Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DUNDEE 33838 market on paper

$2,075 is 99% below the DUNDEE 33838 median of $265,000, and at $1/sqft it sits under the Dundee average of $169.

02Zoned for nightly rentals

Vista Del Lago is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $2,150, now $2,075 — a $75 cut. The full history is in the market section below.

Listing courtesy of GARRISON PROPERTY SERVICES LLC · Raven Mundy. MLS #P4938818.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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