139 NE PATTERSON AVENUE, LAKE CITY, FL, 32055
Active77 days on marketListed May 26, 2026MLS #P4938811
About this home
139 NE PATTERSON AVENUE
Don’t miss the chance to secure 139 NE Patterson Ave, one of the strongest opportunities in Lake City right now. Homes in this area are moving quickly, with nearby properties receiving multiple offers and high buyer interest, and this location stands out even more with no HOA, giving buyers the freedom and flexibility they want. The property sits in an established neighborhood close to parks, schools, shopping, medical centers, and major commuter routes, offering both convenience and long-term appeal. With strong value compared to recent sales, this is an ideal choice for investors, renovators, or buyers looking to build equity and create something special. As inventory continues to tighten, properties with this kind of potential and no HOA are becoming harder to find. Whether you’re planning a renovation, rental, or personalized home, the upside here is undeniable. Opportunities like this move fast, so act quickly before it’s gone.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
960
Sqft
0.29 ac
Lot size
1945
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,093 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,093/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$134 vs $197
Days on market
77 vs 55 typical
Where $134/sqft sits among the 58 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $262K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
26 of 58
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 139 NE PATTERSON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$23,500
148 NE WILLIAMS STREET
3 bd · 1 ba · 800 sqft · $29/sqft · 242 DOM
Sold · Jul ’26$168,000
396 NW HILLSBORO STREET
2 bd · 1 ba · 1,128 sqft · $149/sqft · 102 DOM
Sold · Jul ’26$172,000
547 SE OLUSTEE AVENUE
3 bd · 2 ba · 1,175 sqft · $146/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 139 NE PATTERSON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 139 NE PATTERSON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
139 NE PATTERSON AVENUE FAQs
What would the monthly payment be for 139 NE PATTERSON AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,093/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 139 NE PATTERSON AVENUE?+
The most recent tax bill on record (2025) was $1,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $129,000, this home is listed about 68% below the Lake City median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 139 NE PATTERSON AVENUE?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE CITY 32055 market on paper
$129,000 is 28% below the LAKE CITY 32055 median of $179,500, and at $134/sqft it sits under the Lake City average of $212.
02Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $149,700, now $129,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES & CHARLES REALTY LLC · Wilso Charles. MLS #P4938811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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