David Ramirez
$345,900$360,0004 bd2 ba2,108 sqft$164 /sqft$2,565 /mo all-in ↓

203 FLOUNDER PLACE, POINCIANA, FL, 34759

Active83 days on marketListed May 13, 2026MLS #P4938669

Reduced $14KPrivate poolSingle Family ResidencePOINCIANA NBRHD 04 VILLAGE 07

Come see it

Upcoming open house

Sun, Aug 9

1:00 PM – 4:00 PM

About this home

203 FLOUNDER PLACE

Located in a desirable Poinciana neighborhood on a quiet cul-de-sac, this spacious and beautifully maintained 4-bedroom, 2-bath one-story home offers the perfect blend of comfort, functionality, and Florida outdoor living. Designed with both everyday living and entertaining in mind, the home features a chef-inspired kitchen with abundant cabinet storage, double corner pantries, a center island with sink, and an expansive layout ideal for preparing everything from intimate dinners to large family gatherings. Beautifully remodeled in 2017, the kitchen combines style and functionality with thoughtful upgrades including a stove with double ovens installed in 2021, a refrigerator added in 2023, and a garbage disposal replaced in 2023—creating the perfect space for effortless cooking and entertaining. This move-in-ready home has been meticulously cared for and updated with major improvements already completed for peace of mind, including a new roof in 2016, front windows, front door, and sliding glass door with built-in blinds installed in 2023, along with a new air conditioning system installed in 2025. Additional exterior electrical enhancements include new outdoor outlets and GFI outlets added to the front yard light pole and garage lighting, making holiday decorating simple and convenient without the need for extension cords. Inside, the open floor plan provides spacious living areas and room for everyone with four generously sized bedrooms and two full baths. Step outside to your private backyard retreat featuring a resurfaced inground swimming pool with an updated pool pump motor completed in 2023. The screened lanai and expansive pool deck create the perfect setting for relaxing or entertaining year-round, while the vinyl-fenced backyard adds both privacy and functionality. Adding to the home’s curb appeal is a beautiful front yard fountain, also resurfaced in 2023. Combining thoughtful upgrades, indoor comfort, and exceptional outdoor living, this home is everything you’ve been searching for to finally call HOME.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,108

Sqft

0.26 ac

Lot size

2

Garage

2004

Year built

One

Levels

$164

Per sqft

Private poolPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Off Street
ExteriorLighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$99/mo
Taxes (2025)$1,405/yr
PetsYes
CommunityClubhouse · Fitness Center · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,565 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,036
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$117
HOA fee — from the listing$99
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,107Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,107
Interest rate6.00%
Loan term

Estimated payment

$2,565/mo

Principal & interest$2,036
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$117
HOA / condo fee$99
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $346K
$295KedgeAI estimate $322,924 · range $307K$329K$360K

vs edgeAI estimate

+7.1%

$/sqft vs POINCIANA NBRHD 04 VILLAGE 07

$164 vs $168

Days on market

83 vs 33 typical

Where $164/sqft sits among the 31 homes for sale in POINCIANA NBRHD 04 VILLAGE 07

3
8
5 · this home
6
6
3
$122–137$137–153$153–169$169–185$185–200$200+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Marion Village

Map of 203 FLOUNDER PLACE inside its neighborhood boundary

Drive times from this address

Walt Disney World50 min
Universal Orlando59 min
Orlando Int’l Airport (MCO)62 min
Downtown Orlando63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Lake Marion Village — neighborhood snapshot

Population

11,407

Median age

42

Median income

$49,898

Median home value

$208,705

Avg household

3

Households w/ children

1,676

For the school run

Polk County School District

ElementaryLaurel Elementary School★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$298K$285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

18 of 31

POINCIANA NBRHD 04 VILLAGE 07 have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

CurrentPrice reduced to $345,900 $14K
May 13, 2026Listed at $360,000 · 83 days on market since
2004Built · POINCIANA NBRHD 04 VILLAGE 07

Reality check

What actually sold near 203 FLOUNDER PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

320 SNOOK WAYSold · May ’26

$265,000

320 SNOOK WAY · same community

4 bd · 2.5 ba · 2,086 sqft · $127/sqft · 20 DOM

1877 SNAPPER DRIVESold · Apr ’26

$315,000

1877 SNAPPER DRIVE · same community

4 bd · 2 ba · 2,185 sqft · $144/sqft · 22 DOM

1612 REDFIN DRIVESold · Dec ’25

$274,900

1612 REDFIN DRIVE · same community

3 bd · 2.5 ba · 2,321 sqft · $118/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 203 FLOUNDER PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 203 FLOUNDER PLACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

203 FLOUNDER PLACE FAQs

What would the monthly payment be for 203 FLOUNDER PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,565/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 203 FLOUNDER PLACE?+

The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 203 FLOUNDER PLACE?+

The most recent tax bill on record (2025) was $1,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 203 FLOUNDER PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $345,900, this home is listed about 19% above the Poinciana median of $289,990. The market section on this page shows how the area is trending.

Which schools are assigned to 203 FLOUNDER PLACE?+

Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$345,900 runs 65% above the POINCIANA 34759 median — but at 2,108 sqft it's also 27% larger than the typical Poinciana listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

83 days on market against a Poinciana median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $360,000, now $345,900 — a $14K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP. · Sandra Perry. MLS #P4938669.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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