117 HARBOR WAY, AUBURNDALE, FL, 33823
Active105 days on marketListed Apr 10, 2026MLS #P4938423
About this home
117 HARBOR WAY
LIKE NEW! Remodeled 3/2 single-family residence offers comfort, convenience, and security located in a gated community. Step inside to find a functional layout, with a spacious living area perfect for relaxing or entertaining. The new kitchen features upgraded all wood cabinetry and quartz countertops and new stainless appliances. Both bathrooms have also been updated with new cabinets and quartz tops. New flooring and new interior paint, and new a/c in 2024 complete the updates. Enjoy peaceful mornings or relaxing evenings in the screened-in back porch, ideal for year-round enjoyment without the bugs. The attached two-car garage provides ample storage and parking. Community has a pool, clubhouse and tennis court.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,584
Sqft
0.16 ac
Lot size
2
Garage
1995
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,409 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,409/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Auburndale actives
$174 vs $189
Days on market
105 vs 50 typical
Where $174/sqft sits among the 224 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
113 of 224
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 117 HARBOR WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$195,000
117 HARBOR WAY · same community
3 bd · 2 ba · 1,584 sqft · $123/sqft · 24 DOM
Sold · Oct ’25$295,000
113 HARBOR WAY · same community
3 bd · 2 ba · 1,729 sqft · $171/sqft · 39 DOM
Sold · Aug ’25$295,000
145 HARBOR WAY · same community
3 bd · 2 ba · 1,756 sqft · $168/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 117 HARBOR WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 117 HARBOR WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
117 HARBOR WAY FAQs
What would the monthly payment be for 117 HARBOR WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,409/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 117 HARBOR WAY?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 117 HARBOR WAY?+
The most recent tax bill on record (2025) was $4,008. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 117 HARBOR WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $274,900, this home is listed about 23% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 117 HARBOR WAY?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the AUBURNDALE 33823 market on paper
$274,900 is 15% below the AUBURNDALE 33823 median of $325,000, and at $174/sqft it sits under the Auburndale average of $198.
02Time on market is leverage
105 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $315,000, now $274,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALLSTATE REALTY SERVICES · Dwight Head. MLS #P4938423.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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