2009 FLOWER TERRACE, SEBRING, FL, 33875
Active104 days on marketListed Apr 10, 2026MLS #P4938396
About this home
2009 FLOWER TERRACE
Remarks Remarks: Welcome to your private oasis sitting on a full 1-acre lot, where modern design meets space, privacy, and comfort. From the moment you arrive, you’re greeted by a beautifully maintained property featuring a long driveway, expansive green space, and a charming front elevation surrounded by mature trees and open skies. The fully usable acre provides endless possibilities—whether you envision adding a pool, building additional structures, or simply enjoying the peace and privacy. Step inside to an impressive open-concept layout filled with natural light, high ceilings, and elegant finishes throughout. The home features stunning marble-style flooring, modern lighting fixtures, and a seamless flow between the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The fully updated kitchen is the heart of the home, showcasing sleek white cabinetry, stainless steel appliances, a large center island with seating, and contemporary finishes that create a clean and sophisticated look. The living area opens beautifully to the backyard, allowing you to enjoy indoor-outdoor living with views of your expansive property. Retreat to a spacious primary suite featuring a modern spa-style bathroom with a walk-in glass shower, double vanity, and high-end finishes designed for comfort and relaxation. For added peace of mind, the home is equipped with impact-resistant windows and doors, providing both security and energy efficiency. Located in a quiet and growing area, yet just a short drive to shopping, dining, schools, and Lake Jackson, as well as the renowned Sebring International Raceway, this property offers the perfect balance between convenience and tranquility.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,640
Sqft
1 ac
Lot size
2
Garage
2021
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.3%
Days on market
104 vs 60 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1880% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2009 FLOWER TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2009 FLOWER TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2009 FLOWER TERRACE FAQs
What would the monthly payment be for 2009 FLOWER TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2009 FLOWER TERRACE?+
The most recent tax bill on record (2025) was $4,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $495,000, this home is listed about 77% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2009 FLOWER TERRACE?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LPT REALTY, LLC · Lily Diaz Rodriguez. MLS #P4938396.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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