3799 AVENUE T NW, WINTER HAVEN, FL, 33881
Active118 days on marketListed Apr 7, 2026MLS #P4938352
About this home
3799 AVENUE T NW
Great vacant lot for sale. Owner wishes to sell adjoining lot at same time. Adjoining lot is 3790 Avenue U NW. 3790 is.68/acre. Total land available is 1.11 acres. Pretty trees on both lots! No structure on property; however, a footer is present from a previous owner who started to build a house on this lot. 3790 Avenue U NW is a beautiful lakefront lot, across the street from Lake Blue. There is a public park on the actual lake frontage. The park has a boat ramp, fishing dock, picnic tables, playground and grills available. There is a great paved walking trail that runs through the park. The park will never be built on, so the lakeview is permanent. What a wonderful future homesite this could be for you! Please call agent with any questions!
Facts & features
The home at a glance
0.43 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$696 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$696/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the Winter Haven median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 3799 AVENUE T NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$64,050
1496 33RD STREET NW · same community
2 bd · 1 ba · 720 sqft · $89/sqft · 171 DOM
Sold · Nov ’25$150,000
1477 35TH STREET NW · same community
2 bd · 2 ba · 810 sqft · $185/sqft · 2 DOM
Sold · Mar ’26$180,000
3190 AVENUE Q NW · same community
3 bd · 1 ba · 812 sqft · $222/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3799 AVENUE T NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3799 AVENUE T NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3799 AVENUE T NW FAQs
What would the monthly payment be for 3799 AVENUE T NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $696/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3799 AVENUE T NW?+
The most recent tax bill on record (2025) was $738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3799 AVENUE T NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $75,000, this home is listed about 74% below the Winter Haven median of $284,995. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Winter Haven market on paper
$75,000 is 74% below the Winter Haven median of $284,995.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
118 days on market against a Winter Haven median of 46 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Peggy Lewellen. MLS #P4938352.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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